Complaint Review: SARS and Associates

 Received a letter dated Oct. 15, 2015 from this company stating that I owe 1,450 to a creditor named LTS Management.  I contatacted SAR and Associates who told me that the account was validated but they didnt have the corect info from me.  They stated that I opened a payday loan with LTS management by was of the Loan Shop in June 2012 and that the creditor stopped trying to get payment in September of 2012.  I explained to them that I was going through a death in the family and was not anywhere near able to get a payday loan from anyone.  I asked for the phone numbers to these so called collectors I owe money to and the response I got from them was that they couldn't give me any information.  I talked to a man at first then his manager got on the phone.  They told me that I would have to dispute this claim with the credit bureaus.  I laughed in their face and explained to them that my lawyer will be contacting them and that I will be filing a fraud claim against their company.  When I googled LTS management and the Loan shop I fould out that both of these were fraudulent companies that say people got loans when they didnt then try to get money.  I also found out that both of these companies are in hot water for fraud by the Federal Government for these practices.  I feel that SAR and Associates need to be out out of business also for their fraudulent practices.