Complaint Review: Saxon Mortage Services

Saxon Mortgage Service
1201 Jefferson Street
Washington, Mo. 63090 6/14/2008

Attention: REO Dept.

RE: Improper credit reporting - Account # 112xxxxx

To:
Whomever it may concern:
Recently my husband and I have had reason to check our credit report. During this investigation we have discovered that Saxon Mortgage has been reporting a foreclosure for the above named account every year for the past five ( 5) years. On the credit report it appears as though your company is foreclosing each and every year on the same property. There is also a discrepancy between the three credit reporting agencies in the amount owed. One says $243.00 and others say $0.00. We need to know the correct amount to rectify this account. Also, the credit reports list a balloon payment of $310,200.00 due on Nov 2015. We do not understand this statement at all!!

I have attempted to call on five occasions in the past week and have left messages each and every time. No one has contacted me on this matter. I will be sending this request of rectification via certified letter on 6/16/2008 from the Ashland, Mo. post office. In addition I have sent a copy of this fax and letter to the Attorney General as I have been corresponding with him in regard to this matter.

Please feel free to contact either my husband or me at 573xxxxxxx to discuss and rectify this account. This account is in question with each of the following credit agencies and is listed on both my husband;s and my credit statements:

Equifax Information Services
PO Box 740256
Atlanta, GA 30374

Experian
NCAC
PO Box 9556
Allen TX 75013
TransUnion
Customer Disclosure Center
Trans Union Consumer Relations
PO Box 2000
Chester, PA 19022-2000
Please correct the reporting and contact us to let us know the balance owed so that we can make arraignments to satisfy this account.

Sincerely,

Kim
Ashland, Missouri
U.S.A.

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