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Silver Cloud Financial USA Money Shop I borrowed $700 and was charged $2,205 ,795.916% APR, in interest. I was not informed up front of this exorbitant interest rate. Upper Lake California
I received a loan of $700 with an APR of 795.916%. The total paid for this loan was a whooping $2,905. This transaction was done over the telephone. I was asked about my income, bank account and then informed that I qualified for $700 loan. I was not infomed of the interest rate or payment schedule. I requested that the paperwork be sent to me and received it about 3-4 weeks later.
I believe this is loan sharking! I demand a refund for their blatant disregard for the law regarding ceilings on loan rates in California.