Complaint Review: SJM Marketing Platium Plus

i got a $200 loan from this company back on 12-5-2005 and started payments on 12-30-05 of $60.00 every two weeks. normally this would be paid down after the 3rd $60.00, but it kept going till july 12, 2006, after paying $840.00 whereas I contacted my bank to put a stop payment on any further action.

i was contacted on 8-30-07 regarding this matter and they DEMANDED $541.00, but were willing to settle for $399.82 because of my age. within one hour and 45 minutes after the phone conversation it will clear this debt. unfortunately my husband is on a limited income (disability) and I work at a job that pays $592.00 every two weeks.

as a side note to this is the people that contacted me regarding this loan were very rude and very unprofessional in their manner. i was threatened of being charged with internet banking fraud. i do pay my obligations but when it comes to paying an overt amount of $840.00, I felt enough was enough and it would never clear the debt.

Carla
Greeley, Colorado
U.S.A.