Complaint Review: Skydutch Sweepstakes & National City Bank

i received a letter in the mail from skydutch sweepstakes telling me that i had won a lotto and there was a check for 1,995.00 to cover international fees & taxes. i was supposed to cash the check and send it thru western union under a name that only i would know for the recipient.
i called the number on the check and was told the funds were available and that i could cash the check. everything about the number that i called seemed like i was calling a real bank but i called my own bank anyway and they told me that the bank was real and that i could cash the check .

when i got to national city bank to cash it they called the number on the check and was told the same thing. so they cashed it i then went to western union and i had asked them if there was any way that anyone could pick-up the money with just the money control number and they said that for anything over $1,000.00 the recipient had to show id and the name on the id had to match the name of the recipient and the only way that you could change the name of the recipient was if you had the original name and all of the other information that you can only get on the receipt from when you sent the money.

i was completely ignorant and sent the money then i called skydutch back gave them the control number and they told me that i would have my check from UPS within 3 business days when i never received it i called them back and they said that the control number i gave them was incorrect and that they had been trying to reach me for a few days (the number they were supposedly calling was my old cell number that has been disconnected for over a year now and they even repeated the number back to me)

i had cashed the check on 8/16 and national city bank never even caught it until 8/24 and they never got in touch with me to let me know anything about it now my bank account is seriously negative (do you think that they should be responsible for even just a little bit of the money?)so i have to pay them back

i have been in touch with western union and they are sending me copies of the picture id that was shown and the receipt from where the money was picked up along with the signature from the person that signed it

i have been in touch with the fbi and they say that they can't do anything until they get more reports about this western union has suggested that i call my local sherrifs office and file a report with them so as soon as i get all of this info in the mail i will be pressing charges

national city bank is supposedly investigating this but yet they have charged me 3 overdraft charges in 3 days so far needless to say yes i was stupid for falling for all of this (since no other banks will cash these checks why did national city?)but if my bank would have told me that for any reason they could not cash the entire amount of the check i would never have cashed it in the first place

Tracy
columbus, Ohio
U.S.A.