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Skype credit card fraud Internet *EDitor's Suggestions on how to get your money back into your bank account!
skype.net has STOLEN MY CREDIT CARD. I have received FIVE charges total, one for $.99, two for $33.09 and two for $33.19 in the past month.
This business is committing credit card fraud. I have had to close out my entire credit card account and negotiate all fraudulent charges with the company.
Someone should sue them.
Brittany
Mastic, New York
U.S.A.
EDitor's Suggestions on how to get your money back!
HERE IS WHAT RIP-OFF REPORT SUGGESTS YOU DO:
Go to your bank within 60 days of the charge, or as soon as you know about the charge, don't delay, and tell them that there has been fraudulent activity within your account. Explain that you wish to file a dispute, and demand that they assist you in accordance with Federal Regulation E.
According to the majority of victims interviewed by Rip-off Report, those who immediately called their banks to dispute the charges did not get very far. Many victims got the following responses from their banks: we could not do anything for you or you waited too long; it has been more than 60 days.
If the bank is says that you have waited too long, explain to them how you called their 800 number as soon as the charges were found, and were told by the bank that nothing could be done. Remind the bank that they failed to assist you properly at the 800 #, and instead, provided you with an inadequate explanation of your right to dispute. Tell the bank that it's their fault time has expired, and since they gave you the wrong info to begin with, they will just have to deal with it, take the loss and reverse the charges.
Tell them the truth; this was unauthorized and your account was NOT to be charged! Keep emphasizing how you never authorized anything! Direct them to the hundreds of victims reports that were filed on Rip-off Report.com. And if you're at the bank, walk them over to their computer and make them go to this site! If you are on the phone with them, tell them you will wait while they access this site! Either way, be persistent!
DO NOT TAKE NO FOR AN ANSWER!
Let them know nicely, that you were advised to Report them (the Bank) and this situation to the Banking Commission in your state. Since each state has a different name for the agency/controller over banks, find that name before you call or get to the bank so you can throw it in their face. The more knowledgeable you appear to be, the further you will get.
And just continue to demand the Federal Regulation E form! The bank CAN, MUST and WILL reverse the charge! But, you must be persistent; ask to speak to the supervisor or the area manager for all the branches in the state.
Let the bank personnel know you are meeting with the media later in the day, that you would much rather they do the right thing (as most other banks have) by looking at the complaints and immediately reversing the charge(s) to your account; no matter how long ago it was. Be sure to call the Media if necessary so you are telling the truth.
If you have to, be loud (but nice) in front of other customers. If you are just calling by phone, the above tactics should still work. The bank can easily fax or mail to you the Federal Regulation E dispute form.
CHARGES TO YOUR CREDIT CARD
If the charge was to your credit card (not debit card, check card, or checking account), contact the credit card company as soon as possible to request a dispute form. Consumers usually have a little longer to dispute fraudulent credit card charges (up to 6 months), but it is better to act right away. In this type of situation, credit card disputes are usually successful since fraudulent companies often won't contest the disputed charge. In rare cases, credit card companies will review disputes, but refuse to reverse the charges. If this occurs, complain to a manager and let them know you will be filing a report here.
Remember Don't let them get away with it! Make sure they make the Rip-off Report .. The more Reports filed on a Company or individual, the more likely it is that the authorities, media and attorneys will want to take action.
And good luck Let us know how you do!
ED Magedson Founder, Rip-off Report.com & Author of www.ripoffrevenge.com
EDitor@RipoffReport.com
badbusinessbureau.com
www.ripoffreport.com
Don't let them get away with it.
Make sure they make the Rip-off Report!
We are not lawyers.
We are not a collection agency.
We are Consumer Advocates.
...the victims' advocate
WE are Civil and Human Rights Activists
We are a Worldwide Consumer Reporting News Agency
...by consumers, for consumers
CLICK HERE to read about Credit Card Scams... find out how to get your money back. *Rip-off Report Investigation provides valuable information.
2 Updates & Rebuttals
Mark
Houston,Texas,
U.S.A.
NICOSIA BUSTED IN SKYPE CASE
#3Consumer Comment
Wed, October 26, 2005
HELLO AND THANKS FOR READING, I WANTED TO LET EVERYONE KNOW ABOUT ABIG BUST IN ENGLAND.
I found out that SKYPE.NET had their data buse broken into (COMPUTERS) FOR OVER 8 WEEKS OR MORE.
Someone had stolen the credit card numbers of people and started to make various charges to all credit cards starting on VALENTINE'S Day in FEB.
After I called the bank and filled out papers to get my mpney back I did a STOLEN IFO for the Credit Card Companies. I talked to the FBI and they were doing a investigation,along with the other Federal Crimes units. I also talked personally to the Crime 1 unit in Houston (FBI) and a Police Department Investigator in Louisiana, who had simular accounts.
The charges to my account were simular to most people the NICOSIA is a fraud to begin with it was a hacker that broke into SKYPE, they found it after compaints about charges to not only Skype but other companies after the card number were hacked out of their system.
I also notified BOA= Bank Of America Security Division and frad and let them also know. IT SEESM this FICTIOUS person has been breaking into computers at skype, HE WAS ARRESTED over seas.
He had 500 brand new computers, cell phones, GUMS and PLENTY OF AMMO too and all kinds of stashes. It is unknown how deep Pluto got into the credit card system, BUT I DID also CHANGE MY CARD OUT and canceleed my old one and got my money back from BOA.AS TO THE OTHER CHARGES it is unknown how he set them up,and where he did them and how he timed them.
Thanks for reading
Mark
Houston,Texas,
U.S.A.
SKYPE and DVD Charges Pluto D. Nicosia
#3Consumer Comment
Sun, March 13, 2005
HELLO FOLKS, I WANTED TO PASS SOME INFO TO EVERYONE INCLUDING THE OWNER OF THIS SERVICE. I HAVE CONTACTED THE US. SECRET SERVICE, THE CREDIT BURAEUS AND THE BANK--- BANK OF AMERICA.
SEEMS ALL OF THE SKYPE AND FRAUDULANT CHARGES TO CS'S ALL SPAN FROM PHOENIZ AX.
FIRST BANK OF AMERICA DEBIT AND BANK ACCOUNT TAPES WERE STOLEN ABOUT 2 MONTHS AGO WHICH INCUDED SENATORS AND CONGRESSMAN AND 1.5 MILLION OTHER ACCOUNTS.
THIS IS THE SAME TIME PERIOD WHEN THINGS STARTED TO DISAPPEAR OUT OF MY BANK ACCOUNTTHROUGH THE DEBIT CARD.
1. CHARGES OF $12.93 X 2 AND $026.00 X 2 CAME OUT FIRST IN FEBRUARY FROM SKYPE.NET FOR HIGH SPEED OR INTERNET SERVICE. THIS WAS DISPUTED AND HAS SINCE COME OFF MY ACCOUNT AS TOT HE CHARGES.
2. THEN IN FEBRUARY VALENTINE'S DAY A CHARGE OF $29.99 CAME OUT, FROM A MAN NAMED PLUTO D. NICOSIA FOR FAKE DVD/CD PURCHASES.
THESE ARE CONNECTED THESE ARE TERRORISTS IN CYPRESS USING THE INTERNET TO MAKE CALS AND THEN STEALING MONIES THROUGH FAKE BUSINESSES.
ABOUT A YEAR AGO THE FEDS SAID THEY HAD TERRORISTS THREATS OF THE INFASTRUCTURE BEING HIT AND THEY ALL CLAIMED (TERRORISTS) WOULD COLLAPSE THE BANKING SYSTEM IN AMERICA.
THIS ALL COULD BE A TERRORIST HIT IN AMERICA.
SO KEEP WATCHING FOR FRUAD CHARGES.