Complaint Review: Smart Savings - SSSU - EMS - PGM Mentors

Smart Savings Inc., better known as EMSl, EMS2, EMS3 aka EMS Marketing and this is where your money goes to with the Bank Transfer they must have when they fast talk you into getting help. This all started with my purchase of an Ebay Success Kit. The calls started 5-11-04, signed with them on 5-14-04. On 5-23, I finally realized this to be a scam.

First a man called Graig called me at home wanting to know why I hadn't done anything with the kit I ordered and I told him I did not know enough about it. He said this is where they (the company SSSU) come in and mentor people that need to earn a little or a lot on a business on the internet. He also stated that Ebay asked them to check with the people as that was part of the job.

He went on to explain that some people might not be eligible so I would need to be checked by his Boss the Director Jelf Albright to see if we qualified. Of course we qualified with a good credit line, even though I and my husband who is totally disabled have very limited income. I told them I didn't know anything about building a website and didn't think I could do it.

This is when he began to fast talk me and stating my age (72 years) didn't matter, and they would build the site for me and I would have a coach to assist me every day. Also stating that I would be making money in a matter of weeks and that would be the money to make the payment on the card.

I should have known but thought since ebay was giving them my personal information it must be legitament. Especially since he stated they had a contract with Janiece Smith on EBay. I knew of this lady so that was my final doubt. So we agreed and was faxed a contract which we signed and also agreed to a Credit Card Bank Transfer which was the wrong thing to do as we have no recourse to get the money back. Big Mistake, had I initiated the loan myself I could have some means of frawd reimbursement.

Believe me, these people have all the answers to your questions and then some. I waited several days and called them numerous times talking to a Julie, Emilie and a Lisa Lynn, no one knew what was going on, and would get back to me? Lisa was the only one who returned my call, with a statement Jelf had been Ill and they would get my web page up. I checked and all I had was the directions for building a webpage, since they were to help me with product information also, I had nothing.

After Contacting my card company to cancel it and stop all future withdrawels I did what I was told to do by my card investigators. I contacted Salt Lake City as they stated they were members in good standing, just call them Jelf said. I emailed St George City and found the business Lic. of a Darin E. Toone dated 11-5-2003 for Smart Savings but no BBB membership. I filed a frawd report with Salt Lake City BBB. I also filed a report with the FTC.

Some of the people at SSSU that I talked to are Dennis Wright and Josh Merrill also a man named Ryan and the coach who I never talked to was a Mr. Bailey. Kimberly's report is almost word for word what I went through, if this helps one person it will be worth it.

Doris
Dinuba, California
U.S.A.

STOP! ..before you think about using the Better Business Bureau (BBB)... CLICK HERE to see how other consumers were victimized by the BBB's false or misleading information. Don't be fooled! It has been reported, when there are thousands of complaints and other investigations underway by authorities, the BBB has no choice but to finally give an UNsatisfactory rating to a BBB member business that is paying the BBB big membership fees every year. When a business is reported that is NOT a BBB member, BBB files WILL more likely show an UNsatisfactory rating, then reportedly shake down that company to become a member of the BBB. One positive thing about the BBB is, either way, if a business has an unsatisfactory rating with the BBB, you can be sure, the business is bad. But what about all those BBB member businesses that had complaints filed against them? Consumers never get to hear about them. What about the BBB advertising to the public? Is this a false and misleading perception they are giving about consumer confidence when dealing with a business? Click here to understand more of what consumers and business alike are saying about the BBB. You decide. ..Remember. The BBB membership is not earned, it's paid for!

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