SONIC CASHNET BANK - JEFF WILSON THAT I GOT A LOAN ON LINE AND DID NOT PAY IT BACK FOR 200.00 NOW I OWE $1,495.00 OR THEY WILL PICK ME UP YHE NEXT DAY FOR COURT. AND THAT I NEED TO FAX A APOLOGY LETTER FOR NOT PAYING.ALSO IF I DONOT PAY THIS I WILL BE PAYING BACK $5000.00 San Jose California
I spoke with a Jeff Wilson about me not paying on a loan that i took online. In the amount of $200.00, if i didnot pay $1,495.00 that i will be pick up ,on the next and would go to court and pay $5000.00
Magnolia
greenville, South Carolina
U.S.A.
1 Updates & Rebuttals
Maria
Pasadena,Texas,
U.S.A.
Need more information
#2Consumer Suggestion
Tue, August 26, 2008
Your report seems to be missing a few details, but if I read it correctly, this company and/or individual threatened to have you arrested over a debt? Don't let him intimidate you. You CANNOT be put in jail over a debt. Debts are stricly a civil matter. Furthermore, do not fax, email etc any kind of apology letter as this might be construed as acknowledgment that you owe the money. Even if you do, it would be smart to demand proof of the debt they say they owe you. You do have a right to have the debt validated. Sorry I can't help much more but there are people here who can explain the process better than me. Bottom line: I won't pay a penny to anyone until I get PROPER documentation and communication from them. The second they make threats, refused to provide documentation to me etc is the second I refuse to work with them.
You might want to go to the Federal Trade Commision website. The rules for the collection of debt are posted there.
Good luck! Don't let them scare you!