Complaint Review: State Attorney Peter Smith

Today I received a voicemail from "Mark" regarding a legal matter and if I or my attorney did not call him back TODAY, then he wishes me and my attorney luck as this legal document will be filed against me.  I immediately called back and was transferred to man with an accent.  This man tells me that I was contacted on behalf of his client, Cash Advance USA.  He then tells me that I am being sued for costs because I denied a loan from Cash Advance USA.  I explained to the gentleman that I never declined any loan and that the people who "pretended" to represent Cash Advance USA scammed me out of the "fees" for the the loan that I applied for online.  I offered to speak with any one about the documentation received and numerous emails as well as receipts regarding the cash payments that had to be made in order to obtain this loan.  After explaining myself repeatedly for over 15 minutes, he then said that he could speak with the Retrobution Attorney and see if a "second chance" could be granted.  He asked questions about other lawsuits against me, bank fraud against me, and bankruptcy against me.  I was placed on hold for a few minutes and then he returned to explain that because of my "good" history and situation, I was granted a "second chance" with the following 3 conditions: 

1. Payment cannot be on a debit/credit card or through a financial checking/saving account because of the case against me. Payment arrangements would be made through the accounting department.

2. An apology letter to Cash Advance USA that had to be faxed and confirm the amount paid of $280 as well as the complete story of what happened to me.

3. I had to stay on the phone and speak with someone to confirm that the funds were transferred.

I asked for the information regarding the fax number and the accounting department.  The fax number of 425-419-1508 was provided, but I was not able to be transfered to the accounting department until I had the cash in my hand.  I asked why the cash was needed if the accounting department was going to give me instructions to make the payment.  I also asked for the name of the gentleman that I was speaking with since he never gave it to me.  He said his name was Attorney Peter Smith and once I had the cash, then I could call him back.  He was getting very persistent that if I didn't call back within 5 minutes, he would wait 30 minutes and then process the file of the lawsuit against me.  He would not transfer me to the accounting department and just continued to threaten me with filing the lawsuit if I didn't return his call.

I did return his call after 30 minutes (as I was at work and warned him that I may not be able to return the phone call within 30 minutes since he kept me on the phone at work for 40 minutes) and someone answered and immediately hung up on me.

I immediately looked up his information online.  I also called Cash Advance USA and left a message regarding this matter to confirm the information.  I will also follow-up with California State Attorney General's office.