Complaint Review: Strategic Credit Gaurdian Associates

Back in November of 2004, i received a phone call from strategic credit, also known as guardian associates. They said i was approved for a credit card but need to pay a one time fee of $299.00. I have bad credit and really need the card so i feel for it. I gave them my social security number, my home address, my date of birth, my mothers maiden name, my bank account information. everything. They told me i would recieve the card 14 days after the money was taking out of my account. I asked them not to take the money to the following friday (i get paid bi-weekly) but the tried to take the money 2 days early and i was charged fee's from my bank because the money was not there. I called the company a number or times and got no answer finally the next day i got an answer and i told the lady on the phone i did not want the card anymore and not to debit my account and she said ok. She also told me i would receive my $30.00 back that my bank charged me.

The following day way they took the money out of my account and since then i have been trying to contact the company and i got no response from them. Their recording comes on and say's all representatives are currently busy try back later. Now it is February 25 2005. I was scammed out of $299.00 and still have not recieved any credit card. I am a single mother of one struggling to provide for my child. The money they scammed me out of was money taking from my childs mouth. please help me

Noel
Riverhead, New York
U.S.A.