suntrust bank atlanta, ga
I filed a chapter 13 several years ago and the court scheduled a payoff schedule to pay all lenders. The chapter 13 was dismissed last year and my vehicles were paid in full thru the court including Suntrust. GMAC sent my title and so did Delta Credit Union. Suntrust said I still owed the interest on the loan and will not send the title.
I visited the branch on several occasions trying to get resolution on the matter and was told I would have to contact them directly. I did and could not find out if I had a balance, what it was, and how I could settle the issue. What a bunch of blood suckers! STAY AWAY FROM SUNTRUST, THEY LOVE YOU IF YOU ARE PUTTING MONEY IN BUT IF YOU HAVE A PROBLEM, JUST TRY TO ASK FOR ASSISTANCE!
1 Updates & Rebuttals
Robert
Irvine,California,
Dismissed or Discharged?
#2Consumer Comment
Thu, January 29, 2015
If you are using the correct term, if your bankruptcy was "Dismissed" that means that the courts have decided to no longer let you continue through the bankruptcy process(such as you failed to meet one of the provisions). It also means that the creditors have the legal right to continue with their collection efforts. It also basically voids any "Payment Plan" and you could still be held responsible for interest.
Now, if the bankruptcy was "Discharged", the courts have said you have fullfilled your obligation and the creditors are bared from attempting to collect on the discharged debt. There are special rules about secured loans that MAY be coming into play here.
But what did your attorney say? As since this is part of the BK they should be contacting either the creditor and/or the courts for possible violations.