Complaint Review: SunTrust Mortgage

 We fell on some hard times for about 2 years (Heart attack, Layoffs). As of 9 months ago, I had a new, better paying, job and was catching up on past debts. I noticed my mortgage payments were being returned every month. I decided to hold the money in the bank and add it to the next mortgage payment (doubling the next payment). this went on for 6 months. I called Suntrust to find out why my payments were being rejected. they responded that my balloon loan had matured 2 years ago. I responded "but you have only rejected payments 6 months ago". They responded they were proceeding with Foreclosure and no options were available for me to stop it.

When I purchased the home, I payed 2/3 of the total price as down payment. The homes Tax value is 150% of the mortgage value.

While other homes value is under mortgage value due to the economy, Mine is very profitable to SunTrust. Hmm.

Since I use online banking, I'll be sending them, in normal fashion, a six month payment for them to reject and looking for legal counsel.

Any advise will be appreciated.