Complaint Review: Superior Asset Management - T-Mobile

The 'SOL' varies from state to state and by type of debt.

And, SOL has absolutely nothing to do with credit reporting. Credit reporting on negative accounts is 7 years from last activity.

For example, Cristen..The SOL in TX is 4 years from the date of you first delinquency, AND the good news is that in TX there is no wage garnishment allowed on these debts.

I cannot post the links here, but if you do a generic search in Google or Yahoo for "Statute of Limitation for debt collection".. you should get some good results.

And, don't worry about "Superior Asset Management"...as the biggest COMPLIMENT you could give them would be to call them incompetent!

The 'SOL' varies from state to state and by type of debt.

And, SOL has absolutely nothing to do with credit reporting. Credit reporting on negative accounts is 7 years from last activity.

For example, Cristen..The SOL in TX is 4 years from the date of you first delinquency, AND the good news is that in TX there is no wage garnishment allowed on these debts.

I cannot post the links here, but if you do a generic search in Google or Yahoo for "Statute of Limitation for debt collection".. you should get some good results.

And, don't worry about "Superior Asset Management"...as the biggest COMPLIMENT you could give them would be to call them incompetent!

The 'SOL' varies from state to state and by type of debt.

And, SOL has absolutely nothing to do with credit reporting. Credit reporting on negative accounts is 7 years from last activity.

For example, Cristen..The SOL in TX is 4 years from the date of you first delinquency, AND the good news is that in TX there is no wage garnishment allowed on these debts.

I cannot post the links here, but if you do a generic search in Google or Yahoo for "Statute of Limitation for debt collection".. you should get some good results.

And, don't worry about "Superior Asset Management"...as the biggest COMPLIMENT you could give them would be to call them incompetent!

The 'SOL' varies from state to state and by type of debt.

And, SOL has absolutely nothing to do with credit reporting. Credit reporting on negative accounts is 7 years from last activity.

For example, Cristen..The SOL in TX is 4 years from the date of you first delinquency, AND the good news is that in TX there is no wage garnishment allowed on these debts.

I cannot post the links here, but if you do a generic search in Google or Yahoo for "Statute of Limitation for debt collection".. you should get some good results.

And, don't worry about "Superior Asset Management"...as the biggest COMPLIMENT you could give them would be to call them incompetent!

Cristen,

These collectors bought some old debt, but the info they purchased is missing some key data like SS#, DOB, etc..

So these desperate idiots do a search for everyone with every variation of your name and send this collection notice, hoping to get lucky.

This is common practice. This is how they attempt to validate debts.

As far as your safety goes, you have nothing to worry about.

Send a CEASE COMMUNICATIONS request as per your right under the FDCPA by certified mail, return reciept requested. Be sure to put the certified# on the letter itself and keep a copy for your records.

You can also send a debt validation request by the same means.

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Agency Details

Superior Asset Management, Inc.***
Formerly known as: Superior Credit Services
19361 US Highway 19 N Ste 100
Clearwater, FL 33764-3102
Phone: (727) 524-6990
Fax: (727) 532-6889
Web Address: NONE!

HEAD DEBT COLLECTORS:
Eddie N. King, Chief Executive Officer
Deborah W. King, VP, Secretary, Treasurer

Other Offices:
348 Miracle Strip Pkwy., Suite 16A
Fort Walton Beach, FL 32549
Phone: (850) 796-1020
Fax: (850) 796-1150
>>>>>>>>

Hope this helps everyone. Good luck.

I was reading a rebuttal on here....I am in fear that I also might be getting the same calls saying i owe $1,000 to ATT....last time i had an ATT account was 3 years ago...how long does it take to be "SOL" does it just come off of your credit report or what?

Read your post mines posted on there too, I'm the one from Kansas City Missouri,, I have complete information on these people after researching them for 2 soild days,, I'm working with the Us Attorney Generals Office now, in process filing a complaint, also I've notified my US Postal Inspector,and the FBI in Florida,, I immediately need to notify the FBI in Jackson Ville Florida, ASAP, and alert them to your situtation and tell them Dave from Kansas City sent you !!!!!

They know who I am now, altho they may not tell you that. Also notify and file a complaint with copies of your fraudlent statement to your Texas Attorny Generals Office and your Local US Postal Inspector and let them know a similar case in Kansas City missouri is pending!!!!!

Also have them contact the Missouri Attorney Generals office or, go search online for their web sit as well !!!!

I need people to work on this, and lets get a STOP put to this Immediately !!!! Also,, I really need you to Notify the Federal Trad Commission (FTD), in Washington DC,, by phone and E Mail and regular mail,, we can beat these guys, if you'll help me documnt this with the Authorties, please !!!!! Thank-You, Dave from Kansas City Missouri

I appreciate the response, but after doing more research it seems this company is doing this to several people and it just happens to be a coincidence that I used to have T-Mobile service. A friend received the same letter asking for over $2000 for Nextel. She has NEVER had a Nextel phone & the service isn't even offered where she lives. I do not think this is a "junk debt" mostly because I'm young and have a very good memory of every credit agreement I've entered, I have excellent credit and I don't leave bills unpaid. Although I appreciate the fact that there are companies that "legally" pursue junk debt, I'm pretty sure this is not one of them. I Googled the company and all I found was that Superior Debt Management (same address in Florida) is a company that buys used computer parts--sounds like a racket to me. I will send a cease communications letter and I appreciate that advice. Also, what is the typical SOL on debt collection claims? This is good information to put out there for other people that receive similar mailings. Finally, do not discount fear of safety. I understand, being male, that you probably don't have to constantly consider whether or not you are going to be killed on your way to your vehicle at night or whether the gentleman walking behind you is going to attack you once you turn down a less crowded street. These are thoughts that women have to consider every single time they leave their homes. I live in a particularly dangerous city, so when I receive threatening mail out of nowhere to an address that my credit card company doesn't even have yet, it makes me uncomfortable. I don't mean to sound alarmist, but I believe it is important to articulate these feelings and share them with other women when this type of criminal activity enters one's life. Again, thank you so much and I will immediately follow your advice.

As soon as you rented that apt and put anything in your name like telephone, cable, whatever...That address is now on your credit report.

These people are more than likely junk debt buyers who purchase VERY old UNCOLLECTABLE debt for less than a penny on the dollar.

Although it is aggravating, it is not illegal. At most it is a civil complaint and FTC violation. There is no grounds for a lawsuit [yet].

Fear for your safety?.......PLLLLLEEEAAAAASSSSEE.

This is all very common and junk debt buying has become the new get rich quick scheme.

Do NOT speak to them on the phone. And send a CEASE COMMUNICATIONS letter by certified mail/RRR.

They will go away as they know the debt is legally uncollectable as it is probably past SOL or cannot be documented.

Don't stress over it.