Complaint Review: Supreme Financial Services

I applied for a bad credit loan online in January, 2018. I received a call from a lady name Denise Patton at Supreme Financial Services that I was approved for a $5000.00 loan. The lady went on to explain to me because of my credit score a private lender was willing to give me a $5000.00, with three (3) options: 1) a co-signer 2) a secured loan with 2 months of collateral payments 3) can’t recall but I chose number two (2). Supreme Financial sent me the contract to be signed, which I did. I chose the option to deposit the funds directly into my bank account. Ms. Patton called my on January 9, 2018 after I emailed her back the signed contract with my NYS Drivers License and bank account info. She called and confirmed that she in-fact received all documentation and asked when do I think I can send the $450.00. I told her to give me until Friday, which would be January 12, 2018.

Ms. Patton then gave me the name Matthew Kellar and said on Friday you are going to send it by Western Union so please make sure you give me a call when you arrive at a western union. On January 12, 2018 @ 5:05pm I called Ms. Patton to inform I was ready to western union the $450.00 to Matthew Kellar. She coached me specifically how she wanted the western union send money page to be filled out. She said call me right back with the tracking number once completed. I did that. Ms. Patton said Denise give me 2 hours and I will call you back letting you know the money was deposited. Three hours passed and no call from Supreme Financial. So I called them, extension 707 is Ms. Patton. She said "oh Denise I must apologize, but because of the time you sent the western union the banks in Canada had already closed, so you will have to wait until tomorrow and the funds will be in your account by 11:00am NY time. 1:30pm came the next day, no money.

I called Ms. Patton and asked her what happened. She said owe the lender ran your credit report again and your score dropped lower, bulshit Ms. so now he feels you are going to defaut on the loan, so now he’s asking for two (2) more collateral payments, which would make your first payment due May 9, 2018. Well long and behold to make a very long story short, I sent money to two (2) more totally different people in Canada, plus money gram and western union fees. Dumb a*s me. After the second time, but I truly believed this was a sincere company. I told Ms. Patton to cancel the loan and return all monies to me incIuding all three (3) money transfer fees. She informed me it takes 30days to return all monies. Well I have been trying for 2 months to get in contact with Denise @Supreme Financial to no avail. An answering machine picks up now and nobody returns calls. I still have a copy of the signed contract and all of my receipts I sent by money gram and western union with the individuals name on them. I hope and pray we all can get back our hard earned money for these crooks