Complaint Review: Target Corporation

If you have the proof the checks cleared your bank, why don't you get copies of the checks (which I suspect may cost money) and send copies to Target to clear the erranous charges? Phone calls won't help, you have to use some type of paper trail.

If I had to guess, I think what happened was someone in Target's end used someone else's checks to make credits to your account, and those checks were bad.

Again, get a paper trail, it will prove your case.

Mike
Waldorf, MD

I have often had the feeling that Target was not exactly honest with their customers. Now you have proven me correct. Thanks.

I did get talked into getting one of those $200.00 limit credit cards at a local store by some lady who walked up to me about a year ago...

I charged a few items and paid $20.00 or $25.00 monthly. By March 2007 I should have had a 0 balance...that was my 'target'. LOL.

Instead, I noticed in January 2007 that a lot fees were added to my account, namely: NSF fees, late fee, other fees, over the limit fee a total of $160.00. It was very suspicious ! So what Target Financial decided to do in my case was that it made it look like my checks bounced and the payments were actually charged to my account - plus penalties. I have a business account and my bank never returns my checks, plus I had enough to cover all of the checks...

I started my crusade to remove these atrocities. Yes, my checks were fine, my bankers personally vouched for them, they DID clear my bank and Target's bank... Still, it took 3 long months of hassle calls, letters to/with a Target employee, who kept insisting that my checks were bad, ergo the charges are legit...
I finally started to add it all up in my mind: Target must do this randomly to increase their profit revenue! They actually attempt to make you believe that you did something wrong...
The evil corporations -such as TARGET -are SOOO evil that by acting benign and 'compassionate' they rob consumers blind! A few additional fees here and there on unsuspecting, busy, working two-three-jobs-slaves' accounts can go undetected - but if you multiply it by millions: that's a hefty profit increase!
Well, they finally cleared my charges off but the feeling never left me, instead, I decided to leave my abusive relationship with Target. Any healthy-minded person should.