TCF Bank Rip your money off, charge you more than once Cudahy Wisconsin
This bank changes you account to accomidate them. I do I admit owing them $139 because my boyfriend used my card assuming I had $74 on it. I didnt, He made small purchases of $8, $25, and there was another small charge, this and bounced fees came up to $139. I paid them their $139 with a direct deposite that went in Wednesday evening and I didnt touch the money until Saturday afternoon and checked my Balance.
My $504 check minus the $139 left $365. I did some shopping in the total amount of $303 and checked my balance today, Monday night and it said I have $29. on 3/31/2015. They had the account reading that everything was minused scince february and didnt show the any of the purchases that I did in the amount of $303. Keep in mind, It said I owed $139 for 3 weeks and everything was covered in Febreuary and they charged me more than once and a bunch more in bounced check fees, so now all my new purchases are going to bounce and I only have $20 left. They are basically stealing my money to accomidate them making up a new online total. My check went in direct deposite wednesday night and was released, this isnt the first time I had money released into my account to find out it changed the next day and I was charged a bounced fee,
Beware, They change balances daily and your online account ledger daily to take your money.
3 Updates & Rebuttals
Problem solved
#4Author of original report
Tue, April 14, 2015
After everything,,, I am ahead $148 . I was reimbursed, and yes,checked regter, thats how I knew how much I spent.
Resolved
#4Author of original report
Tue, April 14, 2015
Yes. I checked my register, thats how I knew how much was in my bank, I work second shift and apperently the bank electronically goes over the accounts about the time I get out of work. They ended up crediting my account $148, Yes, I check online to make sure certain things have cleared the bank. But issue has been resolved, and to come to find out, they charged me a fee they shouldnt hvae that made my account overdraft in the first place. All is solved, From now on I cant check online at 100 pm to 6 am, Have to wait till 8 am at least to make sure deposites cleared and every night the account changes because of the atimated system and resets in AM, Weird.
Jim
Florida,USA
Here's Why
#4Consumer Comment
Mon, April 13, 2015
NOT ONCE in your story did you say you looked at your CHECK REGISTER to see what the RUNNING BALANCE was. All your story talks about is you checking on line. In EVERY case of people crying and wailing about over draft fees, it because they did exactly what you do. YOU gave overdraft fees to YOURSELF! YOU keep on using the card when you have absolutely ZERO CLUE how much money is in the account. You can change this right now if you want...keep written records and do the subtraction with every item and therefore you'll have an on-going running balance! You've spent money you didn't have because it was not recorded by you and subtracted from the balance.
Let me save you the effort...don't bother saying I must work for them...because I don't!