Complaint Review: Teledraft - Alpha Credit

I was contacted by telephone by a lady by the name of Linda Lewis. She said that she worked for a company that specialized in helping people rebuild their credit, and she saw where my husband and I had recently filed for bankruptcy and had also applied for a credit card and been denied. She was sure she could help us.

She went on to assure me that I qualified for a unsecured $2500. cash limit Visa/Mastercard (my choice) even though I am not working at the moment. I could use my husband's income, and use homemaker as employment. I know I must sound like a total idiot, but she sounded so convincing. This card would have no annual fees, low interest rates, just a one time membership and processing fee of $299. which could be charged back onto the card upon reciept by using its cash advance feature.

That way, the $299. wouldn't take away from your monthly bills and necessities, especially this close to the holidays! Those are almost her exact words... You don't want to hear what I hope her holidays are like! Liars and thieves are the scum of the Earth.

Anyway, back to the scam, after finally getting their joke of a membership package, and calling. They of course said just return for a full refund, and so on... I called after 6 weeks passed to get laughed at, because I couldn't prove that I ever recieved a package from them much less returned one to them. It was my word against theirs and they are laughing all the way to the bank with all our money, $299. at a time!

I pity any telemarketer that calls our # for awhile, I never have been very gracious about having our privacy invaded, and now I am down right rude.

Beware, Be Careful, Be Safe!!!

Sincerely,
Patricia
Sacramento,, California
U.S.A.