Teliflex did not preauthorize check for elec. funds transfer, deducted money from checking account Ripoff Holiday Florida *EDitor's Suggestions on how to get your money back into your bank account!
Teliflex deducted $49.95 from my checking acct. without authorization. Check says preauthorized but I, Christina Lottman, nor significant other, Brian Hutchison, authorized this to be deducted. This isn't the first time this has happened. I want my money back and plus some for overdraft fees.
Thank You
Christina
Wymore, Nebraska
U.S.A.
EDitor's Suggestions on how to get your money back!
HERE IS WHAT RIP-OFF REPORT SUGGESTS YOU DO:
Go to your bank within 60 days of the charge, or as soon as you know about the charge, don't delay, and tell them that there has been fraudulent activity within your account. Explain that you wish to file a dispute, and demand that they assist you in accordance with Federal Regulation E.
According to the majority of victims interviewed by Rip-off Report, those who immediately called their banks to dispute the charges did not get very far. Many victims got the following responses from their banks: we could not do anything for you or you waited too long; it has been more than 60 days.
If the bank is says that you have waited too long, explain to them how you called their 800 number as soon as the charges were found, and were told by the bank that nothing could be done. Remind the bank that they failed to assist you properly at the 800 #, and instead, provided you with an inadequate explanation of your right to dispute. Tell the bank that it's their fault time has expired, and since they gave you the wrong info to begin with, they will just have to deal with it, take the loss and reverse the charges.
Tell them the truth; this was unauthorized and your account was NOT to be charged! Keep emphasizing how you never authorized anything! Direct them to the hundreds of victims reports that were filed on Rip-off Report.com. And if you're at the bank, walk them over to their computer and make them go to this site! If you are on the phone with them, tell them you will wait while they access this site! Either way, be persistent!
DO NOT TAKE NO FOR AN ANSWER!
Let them know nicely, that you were advised to Report them (the Bank) and this situation to the Banking Commission in your state. Since each state has a different name for the agency/controller over banks, find that name before you call or get to the bank so you can throw it in their face. The more knowledgeable you appear to be, the further you will get.
And just continue to demand the Federal Regulation E form! The bank CAN, MUST and WILL reverse the charge! But, you must be persistent; ask to speak to the supervisor or the area manager for all the branches in the state.
Let the bank personnel know you are meeting with the media later in the day, that you would much rather they do the right thing (as most other banks have) by looking at the complaints and immediately reversing the charge(s) to your account; no matter how long ago it was. Be sure to call the Media if necessary so you are telling the truth.
If you have to, be loud (but nice) in front of other customers. If you are just calling by phone, the above tactics should still work. The bank can easily fax or mail to you the Federal Regulation E dispute form.
CHARGES TO YOUR CREDIT CARD
If the charge was to your credit card (not debit card, check card, or checking account), contact the credit card company as soon as possible to request a dispute form. Consumers usually have a little longer to dispute fraudulent credit card charges (up to 6 months), but it is better to act right away. In this type of situation, credit card disputes are usually successful since fraudulent companies often won't contest the disputed charge. In rare cases, credit card companies will review disputes, but refuse to reverse the charges. If this occurs, complain to a manager and let them know you will be filing a report here.
Remember Don't let them get away with it! Make sure they make the Rip-off Report .. The more Reports filed on a Company or individual, the more likely it is that the authorities, media and attorneys will want to take action.
And good luck Let us know how you do!
ED Magedson Founder, Rip-off Report.com & Author of www.ripoffrevenge.com
EDitor@ripoffreport.com
badbusinessbureau.com
www.ripoffreport.com
Don't let them get away with it.
Make sure they make the Rip-off Report!
We are not lawyers.
We are not a collection agency.
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...the victims' advocate
WE are Civil and Human Rights Activists
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...by consumers, for consumers
CLICK HERE to read about Credit Card Scams... find out how to get your money back. *Rip-off Report Investigation provides valuable information.
4 Updates & Rebuttals
Robert
Wallingford,Connecticut,
U.S.A.
You probably should close the account.
#5Consumer Comment
Sat, July 09, 2005
It may be a hassle but it will be a one time hassle instead of having to disbute charges against your account every month.
I can't speak about your bank, but my bank allows me to obtain checks numbered out of the "starter check" range if I have had an account with them for a certain period of time and my account needs to be closed due to fraud.
I couldn't hurt to ask.
Christina
Wymore,Nebraska,
U.S.A.
The guy I spoke with said that they have had 100's of calls about Teliflex, and that I needed to file a report at this site.
#5Author of original report
Fri, July 08, 2005
Appx. 4 months ago, a vacation company called me. While in the process of talking with the man, he asked for checking acct. #. I told him no several times and he was very persistant with me. Finally after arguing with him, i just hung up. About a month after the phone call there was $150 deducted from my checking acct. The "preauthorized check" was made out to this vacation company(I can't remember the name). So I called the "800" number on the check and resolved the problem with them and got a refund.
Two months later I had two deductions at $49.95 each from a company called Teliflex. I called the # on the "preauthorized check" and got an automated system. It didn't say anything about cancelling any accounts with them, or being able to talk with a customer service rep. So I called my bank and they told me there was nothing they could do about it because it was "preauthorized" through a phone call. They told me I would have to change my checking acct. I didn't want to go through the hassle. I've been with this bank for 4 years and didn't want to start with "starter checks" all over agian.
Now today I was checking my acct. balance on the net and it showed another deduction of $49.95. When I called the number on the "preauthorized check" it wasn't even the right number!!!!
The guy I spoke with said that they have had 100's of calls about Teliflex, and that I needed to file a report at this site.
So I did. Now just waiting to here something. I want my money back, and I want the money it cost for overdraft charges too.
And for all of you out there with a home phone and a checking acct. When someone calls you about vacations don't even talk to them just hang up the phone right away. And just to be safe call your bank and tell them you want a block on any "preauthorized checks" that come through, unless they have your approval.
Thanks
Christina
Wymore,Nebraska,
U.S.A.
The guy I spoke with said that they have had 100's of calls about Teliflex, and that I needed to file a report at this site.
#5Author of original report
Fri, July 08, 2005
Appx. 4 months ago, a vacation company called me. While in the process of talking with the man, he asked for checking acct. #. I told him no several times and he was very persistant with me. Finally after arguing with him, i just hung up. About a month after the phone call there was $150 deducted from my checking acct. The "preauthorized check" was made out to this vacation company(I can't remember the name). So I called the "800" number on the check and resolved the problem with them and got a refund.
Two months later I had two deductions at $49.95 each from a company called Teliflex. I called the # on the "preauthorized check" and got an automated system. It didn't say anything about cancelling any accounts with them, or being able to talk with a customer service rep. So I called my bank and they told me there was nothing they could do about it because it was "preauthorized" through a phone call. They told me I would have to change my checking acct. I didn't want to go through the hassle. I've been with this bank for 4 years and didn't want to start with "starter checks" all over agian.
Now today I was checking my acct. balance on the net and it showed another deduction of $49.95. When I called the number on the "preauthorized check" it wasn't even the right number!!!!
The guy I spoke with said that they have had 100's of calls about Teliflex, and that I needed to file a report at this site.
So I did. Now just waiting to here something. I want my money back, and I want the money it cost for overdraft charges too.
And for all of you out there with a home phone and a checking acct. When someone calls you about vacations don't even talk to them just hang up the phone right away. And just to be safe call your bank and tell them you want a block on any "preauthorized checks" that come through, unless they have your approval.
Thanks
Christina
Wymore,Nebraska,
U.S.A.
The guy I spoke with said that they have had 100's of calls about Teliflex, and that I needed to file a report at this site.
#5Author of original report
Fri, July 08, 2005
Appx. 4 months ago, a vacation company called me. While in the process of talking with the man, he asked for checking acct. #. I told him no several times and he was very persistant with me. Finally after arguing with him, i just hung up. About a month after the phone call there was $150 deducted from my checking acct. The "preauthorized check" was made out to this vacation company(I can't remember the name). So I called the "800" number on the check and resolved the problem with them and got a refund.
Two months later I had two deductions at $49.95 each from a company called Teliflex. I called the # on the "preauthorized check" and got an automated system. It didn't say anything about cancelling any accounts with them, or being able to talk with a customer service rep. So I called my bank and they told me there was nothing they could do about it because it was "preauthorized" through a phone call. They told me I would have to change my checking acct. I didn't want to go through the hassle. I've been with this bank for 4 years and didn't want to start with "starter checks" all over agian.
Now today I was checking my acct. balance on the net and it showed another deduction of $49.95. When I called the number on the "preauthorized check" it wasn't even the right number!!!!
The guy I spoke with said that they have had 100's of calls about Teliflex, and that I needed to file a report at this site.
So I did. Now just waiting to here something. I want my money back, and I want the money it cost for overdraft charges too.
And for all of you out there with a home phone and a checking acct. When someone calls you about vacations don't even talk to them just hang up the phone right away. And just to be safe call your bank and tell them you want a block on any "preauthorized checks" that come through, unless they have your approval.
Thanks