Complaint Review: Terrywilson3.com TRUSTED BUSINESS | Ripoff Report Verified™ …businesses you can trust. Terrywilson3.com offers a 100% free affiliate program that individuals can start with before they ever decide to join and offer FREE monthly training to assist and support all members in using reselling and engaging with our software systems and training.

 Terry claims that somebody from the BBB apologized to him and sided with him. The BBB did not side with him. They were trying to resolve the dispute. They don't side with anybody. It should be posted soon. I have emails from him with the fake address. So he can claim whatever he wants. Once again I received all my money back from my credit card company because he is a liar. My claim never changed. He lied to me about the cost of the system. That's what you see in my first report against him. Now he resorts to name calling which shows his character. Supposedly he did not post my credit card information. Now he's blaming it on rip off report. That should have been his initial response when I posted that he put my credit card information online. I guess it took him a while to come up with that lie. Besides the fact the page he posted just has the word Yes in understanding the terms . It does not prove he didn't lie to me. If he wants to say he had a phone conversation with PayPal prior to them sending the email that's fine. I know them to send out emails. I was notified the same day he was. I was not asking for a phone number to a life insurance agent as a reference. I was just asking for a name.If you do good business people will easily vouch for you. I had one business owner do a three way call and vouch for him. So I did not have that individuals phone number. When I attended Terry Wilson webinars they were packed with people selling the system not using the system. I never heard from one person that was making money actually using the system. There is a difference. Since Terry Wilson saves his webinars he could have easily sent me a webinar whereas somebody actually using the system was making money. He didn't do that. He only has testimonials from people selling the system. It would not surprise me if now a video appears as a testimonial from a life insurance agent making money. What I did hear is Terry Wilson complaining that his reps need to respond to the people they sold the system too. He also stated there was pushback from customers reporting to their credit card company because they were not happy with the system and he was working to avoid charge backs. I am not the first person to report him.

I was actually trying to resolve this with him before reporting him and he was uncooperative. If he never lied to me initially he would have never been reported and I would have never bought the system because it makes no sense to pay$997 up front and you have to pay to use the system on top of the $97 monthly maintenance fee. Like I stated before I already found a system whereas they just charge you by the minute ,no ridiculous up front cost. Terry Wilson is on the rip off report with not just me but 2 other people at least reported him. He use to sell pianos as I was told by him. I urge anybody to read that report on Rip Off about a piano purchase. He's been ripping people off for a long time.Terry treats people like they are idiots. To his dismay I am far from an idiot .He thinks he is smarter than everybody else. He is upset that he could not outsmart me. I exposed him for the fraud he is. So now he is upset. My credit card company believed me that's why I received all my money back. I'm now more cautious with who I do business with. I'm glad I reported him to the better business bureau because I looked on there first and could not find any information on him. Now people can check with the BBB and at least be warned. His behavior shows what type of person he is. If you read through all the posts you see that he is not a good person. He wants to constantly bash me with false claims to divert attention from him. Now he is even bashing rip off report which is reputable and has been around for years. Rip Off report is here so consumers can have a voice and try to help others from getting scammed. One can come to their own conclusion about this individual. He is a very good con artist. Hopefully by me exposing him will prevent somebody else from this nightmare of a person.

I fear by responding to this person I'm violating Mark Twains advice to never argue with an idiot. Therefore I've decided this will be my last post as I think most people can discern the caliber of competency & character I'm negotiating with here. So for kicks and giggles here we go!

HER CLAIM - In regards to PayPal he reported that he won before he actually won. He won his case two or three days after he posted he won so he still lied. They reported not enough evidence. Unfortunately I didnt record our phone conversation. I WON my case with my credit card company in which I received all my money back. Thats why he received chargebacks as he stated.There are no other third parties.

MY RESPONSE - This first one is a real zinger. I'm right, but I'm still a liar because I made a claim before she was informed by them. This is the tortured logic that I was supposed to coach & train on how to grow and achieve in their business. I'm good, but I'm no miracle worker. Jesus himself doesn't violate free will, so how can I? Maybe I spoke with a representative on the phone prior that told me of their decision, and maybe the email was sent days after that conversation to close the case. She has not "won" any case regarding my business at all. This woman is in la, la, land. CLICK HERE to see the email from PayPal that states the woman lost. She lost because she was lying, proved to be lying, and now has no other course of action but go online to a site that does not vet any claim.

HER CLAIM - I never stated I did not receive training. I said the training was not good and he gave out false information which could have resulted in fines for me. I had to actually go through the training to determine wether or not it was good. So its completely logical that I would spend 17 hours on the training since I just spent over $900. Im upset because he lied to me and wasted my time.

MY RESPONSE - Actually that was her initial claim to try and issue a chargeback. This is just one of the many reasons Antoinette lost immediate credibility as everything she claimed was so easily disproven. Her new claim regarding quality is nonsense. The 17.6 hours of training she downloaded does not include the 1 on 1 & group training. CLICK HERE to see the HOURS of content she downloaded. Now her claim has evolved again to, "I had to watch it that long to see if it was any good". Hmmmmm I think tomorrow when I order a steak I'll eat the entire thing, and then tell them it was no good. I mean I would have to clean my plate before I actually know if what I just ate was any good. Again this is the reasoning that she expected me to work with, coach, and try to help become successful. My free advice at this point is run for congress. That way you can stay a crook, still get paid, and never have to change.

HER CLAIM -Suddenly he has a person that made money off his system. When I asked him for this he did not supply me with anything. He can make up anything he wants on his website. He is very computer savvy. I requested a person that made money actually using the system, not selling the system and he gave me nothing.

MY RESPONSE - New claim, but very easily disproven again. Antoinette Lewis Hamlet of Chicago was given access to our mastermind group, and open training sessions. In them professionals from Insurance, Real-Estate, direct sales, and other industries are asking questions and giving answers. CLICK HERE to hear a recording of one of those that just happened a week or so (before her recent claim, I know what she'll claim next if I don't make that clear) You can fast forward to the middle of the Podcast to hear the recording of the training. She had access  to this and could speak to anyone, and ask any questions. The post I made of the agent in FL was just one that came in that day while I responding to her last pile of nonsense. CLICK HERE to see his post. Notice the dates Antoinette, they match the exact date of your post. Hmmm..... These come via email, and phone daily. What I did not do is give her contact info of other reps who are not paid to babysit her and answer every question she could ever possibly think to ask. This wasn't part of the terms she agreed to, but as she has proven here online terms, agreements, her word, honor, integrity, or simple decency mean nothing to her. CLICK HERE to see the agreement she had to sign off on twice to be able to enroll in our program, and CLICK HERE to see where she did.

HER CLAIM - When I reported him to the BBB I had to change the zipcode because the lady told me that the zip code was not accurate and to use a different zip code so I can process the claim online. The address that Terry gave out was false. Now he may have given the correct address to the BBB when they got in contact with him. Besides the BBB contacts you through email not your physical address so he can respond online and have a fake address.

MY RESPONSE - My address has, and is on file with the BBB. CLICK HERE to see. They closed the case to, and ruled in my favor. Off the record the lady was apologetic to me as she states she sees this every day. I believe consumers should be protected. I've developed whole training series on things to look out for (click here to see training), and how to avoid getting scammed. The problem is people like Antoinette Lewis Hamlet of Chicago an insurance agent, and online consumer can go around ripping businesses and companies off by making any wild hair claim she wants. I believe she mistook what she called my, "southern charm", for a dumb country bumpkin who simply would roll over and let her steal from me. When she found out that objective 3rd parties wouldn't rule in her favor she took to online consumer sites who don't vet the validity of a claim, and try to sell arbitration, and reputation repair to companies who've had negative post. I opted to just respond, and expose her for what she is.

HER CLAIM - As far as his no ill will towards me thats obviously a lie because why else would he post my credit card information for everybody to see? My credit card info. has nothing to do with proving his case. He was obviously trying to harm me which shows he vandictive.

MY RESPONSE - Your cc info was digitally masked. The software of the site you posted on strips digital masking. This is what they do, not me. YOU MADE THE POST NOT ME. I immediately agreed to have the content pulled, and I manually marked over any cc info when I discovered how the site she posted on treated the content I responded with. Again this has to be the richest one of all. She lies about me and my business. I respond with facts, data, and content to prove otherwise, and then she plays the victim for her info being exposed.

So there you have it folks. The reason why coaches & consultants have to charge so much. There are some people you can't charge enough to try an compensate for. I would again strongly advise any business, insurance carriers, or consultants to stay clear of this one. You couldn't charge enough for the headache she'll be. Insurance companies need to pull a vector 1 screen on Antoinette Lewis Hamlet to guard against churning business and chargebacks. She'll leave you holding the bag, and then have the audacity to claim it was your fault, just read the above again to see her mode of operandi.

In regards to PayPal he reported that he won before he actually won. He won his case two or three days after he posted he won so he still lied. They reported not enough evidence. Unfortunately I didnt record our phone conversation. I WON my case with my credit card company in which I received all my money back. Thats why he received chargebacks as he stated.There are no other third parties.

I never stated I did not receive training. I said the training was not good and he gave out false information which could have resulted in fines for me. I had to actually go through the training to determine wether or not it was good. So its completely logical that I would spend 17 hours on the training since I just spent over $900. Im upset because he lied to me and wasted my time.

Suddenly he has a person that made money off his system. When I asked him for this he did not supply me with anything. He can make up anything he wants on his website. He is very computer savvy. I requested a person that made money actually using the system, not selling the system and he gave me nothing.

When I reported him to the BBB I had to change the zipcode because the lady told me that the zip code was not accurate and to use a different zip code so I can process the claim online. The address that Terry gave out was false. Now he may have given the correct address to the BBB when they got in contact with him. Besides the BBB contacts you through email not your physical address so he can respond online and have a fake address.

As far as his no ill will towards me thats obviously a lie because why else would he post my credit card information for everybody to see? My credit card info. has nothing to do with proving his case. He was obviously trying to harm me which shows he vandictive.

Antoinette Hamlett is basically has lost with every 3rd party she's attempted to complain to, and has resorted to online slander. Here are the facts backed up by documents that refute every claim.

1. Claims she was explained the cost of the system. CLICK HERE to see a signed document where she in writing stated that she read, agreed to, and understood the terms of agreement. You can then see by clicking here emails I repeatedly tried to explain the cost as she seemed to not understand. So here's the question. How can someone claim they were mislead when before, during, and after the cost of using one of the software units were continually explained. 

2. Claimed I made up the fact of losing to PayPal. Click here to see where paypal ruled in my favor

3. Claimed she was not trained. Click here to see where she accessed our video library with over 17 hours of training. 

4. Claimed other agents don't make money with system. Click here to see email from FL insurance agent who just joined last week, and used he sytem for the first time today. 

5. Claimed training wasn't any good and could be found on the net anywhere. Then I simply ask why spend 17.6 hours accessing training? This defies common sense. 

6. Claimed I used fake address to avoid BBB. Click here to see report with BBB and see my address on file with them, and their correspondence with me. Again a verfiably false statement. 

I am not personally against Antoinette, nor do I wish her ill. I don't like impugning another persons character, espeacially on a public form. She unfortunately left me no choice to have to respond, and point out what are basically bold faced lies. I'm glad she feels my southern dialect is charming. However people, including her need to understand that I will do what I say. You download $1000 worth of software, spend 17.6 hours in training, take 2 1 on 1 coaching session, and come to group training then you received what you paid for. Antoinette illustrates what's wrong with parts of society today. If she fails, then it's everyone elses fault. I'm sure if she spill coffee on her lap and gets burned it's the restaurants fault. 

THE ONLY REASON I RESPOND is simple. I care about my name, as I do business in my name. I refuse to be blackmailed by using a public scam site just because someone decides they don't want to honor their part of an agreement. I've honored my part. Who says so? Every third party with standing in the matter. 

Why have I used her name in the response? I believe people should stand behind what they say, and not hide behind avatars. Saying I'm vindictive becuase I respond to false attacks of somone seeking retribution for losing in a business conflict is the definition of ironic. 

I wish Antoinette the best, but I would warn any carrier, or marketer considering contracting with her to consider this matter. She has left us and others with chargebacks. Then blames others for her failures. 

Also I willl be getting in contact with his local police and federal authorities because it is illegal to post peoples personal information and he is operating across state lines with this scam.

In adding to my rebuttal I actually had to contact Rip Off Report to take down my personal information. So far they have crossed out my credit card information on my behalf. Hopefully my address , phone number, and last name will be taken down as well.

First off why is he putting my personal information on the internet.He even put my credit card information online. This shows nobody should be doing business with him. This shows he is a vandictive person. I did cancel my credit card. A legit business man would not do that. I am not in financial hardship. I dont like being lied to. In the emails he showed you one can see his response when I stated you did not tell me about the fee to use the system. His response was you signed off on it. His response should have been I never told you that it was not a fee to use the system. So he lied to me and trying to use his contract as evidence. He did not even post a contract with me signing a document stating that. He posted my credit card information. I did not think he would tell a bold face lie when i asked him about what my cost would be. He only said $997 up front cost and $97 monthly fee. He just made up the fact I lost my case with paypal. They are still investigating it. My credit card company has already taken the charges off my card.

Also he personally did not give me 17 hours of training. It was online training material and taped webinars and I attended a couple of live webinars. As I stated before I held off on using the system because I was making money with another brokerage company that was giving me leads. Once again no financial hardship. I am sure he is not a good person for posting my address and telling IMO to check me on Vector. I am not on Vector and am licensed with several insurance companies. The link he provided as far as the FAQ, I believe he just added that. I read the FAQ and I dont recall that being there. He still lied to me when I asked him what my cost would be.

I initially reached out to him to try to resolve the situation because I didnt want to beleive that i was scammed but I was. As far as changing the terms he did that by having me to pay for using the system. I was trying to resolve the matter before reporting him because he came off like a nice person.

Supposedly hes been in business for several years. I beleive he scams people. He even mentioned in one of his webinars that he needs his associates to respond to the people they sell the system to because he cant respond to them all.He sends me an email stating that his new platform would be cheaper but when I ask him the cost, he states .02 a minute. This is the same cost for the ALT system so its not cheaper. He is just a liar.

He could not even give me 1 person who is using it for business and making money. This is something I requested and he did not supply. The reps he is  getting to sell the system is him basically making scam artist out of them without them knowing it. They have no clue about the system and if it really works. Besides the fact I recently found a company whereas you just pay for usage at .25 a minute and it was cheaper than Terry's system to use which is suppose to be only .02 a minute. I did not have to pay anything up front, only to use the system.

Terry gave me false information in his so called training. He told me I could buy data from a company whereas the leads were scrubbed against the do not call list. Since he lied to me before I decided to ask the company he suggested and they said they do not scrub against the do not call list. So hes giving out false information which could have resulted in a large fine for me.Despit what he states I have never changed my story. I dont think anybody will want to do business with a company that post personal information online including a credit card. You just proved you are a con artist.

I am not the only person that has reported Terry Wilson. He use to be in the piano business. There are reports on him stating customers never received a piano. You can look that up for yourself. Also why did he have a fake zip code but then updated it when I reportred him to the BBB? Terry Wilson is just a liar/scam artist. DO NOT FALL FOR HIS SOUTHERN CHARM.

On July 28th, 2015 Antoinette Hamlet of (((REDACTED))) enrollend into our business to use our marketing system. Upon enrolling she was given the opportuntiy to see multiple webinars, and trainings on my system at leadsbyterry.com to see how our system works. When enrolling she then had to verify show understood how the program worked, what it cost, and various nuances of the program by double signing our terms, and FAQ section. CLICK HERE to see those terms. She in fact did sign off on those terms stating she read, understood, and agreed to them. CLICK HERE to see where she in fact signed off on it.  

The above information will imediately prove that

1. The cost of the system was explained
2. The terms were agreed upon

A reasonable person may think, well maybe she didn't pay attention to all of the details in the training, and didn't read all of the fine print in the terms. Who reads all terms of anything online right? I would totally give her the benefit of the doubt in this too, but as you can see in this email here she did understand and simply was frustated at the results her marketing efforts were getting and wanted to renegociate the terms. When she didn't get her way she started making threats, filing charge backs with her card company, and now this. 

Please also see here where she was trained for over 17 hours to help get her up to speed. She claims she wasn't trained. She has filed a charge back with PayPal and lost because she claims she never received her software, nor training. I at first thought Antoinette was simply taking longer than some as this was new to her. As I'm seeing the various statements she's made to different parties it's now apparent she simply is a very deceptive person. Any IMO or FMO considering contracting with her should take pause, and run a vector 1 screen as seeing her activity is suspect of someone churning business.

She came to me to help her with her marketing in insurance, as that's the industry I'm in. I have over 1800 reps engage with my business on one level or the other. I've been in business for over 20 years, and have been offering my platform and consulting for over 5. Here are the facts:

1. I do business under my name. If I were trying to defraud someone I sure wouldn't being doing business under my own name, listing my credentials, and offering so much personal exposure.
2. I do what I say I'll do. If I say yes, then you can rest assured I'll do it. If I say no, the same is true. This means you can file online reports, call your card company, or call your senator, but I'm going to do what I say I'll do.
3. People make money using my software, systems, and strategies. Some take longer than others. Some quit before they find success. I have not, do not, nor will ever offer guarantees. I gurantee my service, software, and systems. I can not guarantee how another person will do with them.

Antoinette Hamlet I'm sure is not a bad person, and is feeling financial pressure to which is causing her to throw whatever she can up against the wall to see what will stick. It's unfortunate, but not uncommon. I know what it's like to feel financial pressure as I've been there, but for anyone reading this let me suggest whether you use my system or not you understand one thing. You have the power to achieve whatever you set out to do. This starts by you owning your decisions, and not trying to play the victim when set backs occur. Antoinette Hamlet was givem multiple opportunities to succeed with us, but chose to blame us for her failures. She claims one thing here, reports something else to her card company, and tells us something different in email.