TexasLending.com Aspire Financial Insisted that I sign documents that were inaccurate/incorrect in order to close loan TX Dallas
So, 5 weeks into the process (perfect credit, all necessary docs received, closing scheduled) they ask me to sign a closing disclosure. When I read it, it has the wrong loan amount, wrong payment, etc. I asked them to correct it before I signed.
They honestly told me that I needed to sign incorrect documents before they could correct them! Literally, the VP of Closing told me that in order for her to be "in compliance", I had to sign documents that were not accurate. She said that the docs were just an estimate and not the final.
When I told her that I would not legally sign a document knowing that it is wrong, she said they would have to start the entire loan process over. I mean, if the docs are that "unimportant", why does the entire loan hinge on my signature of wrong documents? Something is not right here.
BORROWER BEWARE. I canceled the entire loan process after having to come out of pocket $600 for an appraisal and I haven't got the survey bill yet.... Not to mention the people were rude, they never communicated with each other so any new person involved would have to be backfilled on all aspects of the loan.
I don't know, maybe they can help in difficult cases. If you have great credit, great income, and plenty of assets to back the loan, and it is a straightforward mortgage, I highly recommend searching elsewhere for your lending needs. Do not use TexasLending.com