THD/CBSD Home Depot Credit Card Fraud SIOUX FALLS, South Dakota
During a credit review on a credit score site I found that a company THD/CBSD has put together a credit line for me that I did not set up. It has been there since 2006 when I was not even 18 yet. It says that it is for Home Depot and it has one late fee but then says for the past year I have been making payments. I have never made one.
I do not know what to do about this. It has negativly affected my credit score for some time now without me even knowing about it. I have never been contacted by a collection agency about this debt.
1 Updates & Rebuttals
concerned
Colton,South Dakota,
USA
Suggestion
#2Consumer Comment
Tue, April 12, 2011
You will need to file a credit bureau dispute with all 3 credit bureaus stating that this is not your account & you would like deleted from your credit bureau. They have to respond to you within 30 days. However the change can take up to 60 days. Good Luck!