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The Grant University Best Scam Artists out there.....they even fooled Bank of America's Dispute Resolution Services Department Draper Utah
Back in June I went online to see if I could find some valuable information on grants, since I didn't know of any specific websites, I googled the word "Grant". Of course several lists came up, all of which I am sure are just as scamming as this one was. I was drawn (must of been in a state of idiocy) to a sponsored link that said "Free Government Grant Kit" so I clicked on it. I was then brought to iGrantCash.com and there was 10 pages of so-called information, testimonials, and such. On the first page there was a place to click that said "Get Your Free Grants Kit Today (with the date)" in bold blue letters. I clicked on that as well.That in turn brought me to an area that asked some questions such as single, income, and so forth. After submitting that I was brought to an area that at the top said Grant Funding Club.....Congratulations you are pre-qualified for Free Free Government Grant Money. Off to the side there was a box that stated at the top "Just pay S&H $1.98 and under the submit button it stated that your charge will show up in the name of "GrantSC.com in your credit card statement. There were the boxes for my personal info and credit card info within that information box. Off to the left side of that box it stated that 1) Get our Free Grant Money Software Kit. 2) Choose from Thousands of Available Grants. 3) Receive FREE MONEY. There was nothing within the box or the vicinity of that page that stated this was only a free 7-day trial and then there was going to be a monthly charge from The Grant University for $69.95 and that there would be other charges as well to other various financial institutions such as $29.95 from IWB Club and so forth. I never received any so-called Government Grant Kit in the mail, what I did receive was the $1.98 charge on my credit card right away and as exactly as they stated, an email to confirm the $1.98 charge and a username and password stating that I could view information over the web. I was thinking it was the same info that they were suppose to be sending me in the Grant Kit that was supposed to be free information. There was a link within that email that they told me to click on and then put in the username and password they had provided. This link took me to a page that said The Grant University, had a calendar and some icons off to the right side. I had no idea what was going on so I got off off there right away and didn't think anything about it. That was until two weeks later when I was hit with a $69.95 charge from The Grant University and then two weeks after that a charge for $29.95 from IWB Club. What a mess! I called my bank (Bank of America) right away and had them start an investigation. Both the charges were reversed (temporarily) during the investigation process. Bank of America ruled in my favor for the $29.95 IWB Club charge, but for some reason did not for the $69.95 Grant University charge. I am not sure who is a bigger scammer at this point. I have since then made several copies of all information for Bank of America in regards to this huge ongoing scam from The Grant university and everyone else they are tied in with such as Litle & Co located in Lowell, MA, Applied Learning, Inc who is located in Draper, UT and none of them seem to know anything or even be able to get in touch with a live person. The Grant University has everyone's information because we give it to them when we agree to the $1.98 charge and they are using that information for a variety of other charges and giving that information off to other companies to turn profit as well.....that is illegal. So how are they getting away with it, because they are tying one link to another and then to another and yet another. In doing this, it avoids letting us see all the information and make a sound judgment. They take everyone through the back door so you don't see where it says it's just a free 7-day trial and that afterwards there will be a monthly charge of $69.95 and other charges from other companies as well. So how come Bank of America's Dispute Resolution Department did not catch this, because they have a bunch of uneducated people that have no idea how the Internet works and how scammers can attach link to link to link and they just take the word of the so called companies because the company sends them a letter that just shows that they have our information, well of course they do because we did agree to the so-called $1.98 S&H Fees ONLY. I am done with trusting any company on the Internet and will be sure to check this site prior to making any more transactions over the Internet and as soon as this issue gets resolved regardless if it's in my favor or not, I am closing all of my Bank of America accounts. If a bank can't figure out how a person is getting scammed then how can I trust them with my money and me financial matters.
Lynn
Redondo Beach, California
U.S.A.
1 Updates & Rebuttals
Gardner
Chandler,Arizona,
U.S.A.
The IWB Club helped me save my home
#2Consumer Suggestion
Fri, October 24, 2008
I do not know anything about the other companies listed in this report, but I have had personal experience with the IWB Club that I would like to share. My first question is did this person ever actual try any of their service. My husband lost his job and we were trying to make it on just my income, but we were falling behind on all of our bills. I had heard there were programs to help people like us and by luck I came across the IWB Club. We did not want to hurt our credit with the debt programs like Consumer Credit Counseling or debt settlement. We were confident that my husband would get another job, however we just needed some help to get through this tight period.
As soon as we got our free financial analysis done we were able to see where we were and the best option moving forward. They did pitch us on a full service program that cost several thousand dollars, but as soon as we told them we wanted to do the do-it-yourself program they pointed us in the direction we needed to go and we were on our way. We are still club members and this is the best $30 dollars I have ever spent! We were able to save our home, reduce our monthly outgo by over $465 per month. I have referred them to three of my friends and they have all had similar experiences. I recently referred them to one of my co-workers and they told me that the IWB Club was on Ripoff Report I did not believe it. I knew I needed to share my story and tell people if you have not tried their services please don't discourage people who are in need of help from working with a great company that can really help them M. Gardner