The NCO Financial Systems Inc. The NCO Financial Systems Inc. trying to collect on a debt that was discharged by a bankruptcy court in 1991 Horsham Pennsylvania
The NCO Financial Systems Inc. sent me a letter stating that I owed 11,975.85 for a debt to chase/assignee provi but I could take advantage of this offer to settle this account by paying 50% now . I call them and found out this was credit card debt that was discharged by a bankruptcy court in 1991. The court order states in section 4 all creditors are prohibited from attempting to collect any debt that has been discharged in this case. They violated a United States Bankruptcy court order. Something needs to be done about this company.
Bob
Weatherford, Texas
U.S.A.
4 Updates & Rebuttals
Bart
Springfield,Missouri,
U.S.A.
Didn't know that.
#5Consumer Comment
Thu, December 27, 2007
I was going by what the OP posted. I would assume that info like that would be included in any info sold but I have no clue and then thought that maybe it isn't. Thanks for the info.
Bart
Springfield,Missouri,
U.S.A.
Didn't know that.
#5Consumer Comment
Thu, December 27, 2007
I was going by what the OP posted. I would assume that info like that would be included in any info sold but I have no clue and then thought that maybe it isn't. Thanks for the info.
Steve
Bradenton,Florida,
U.S.A.
Bart, it makes absolutely no difference.
#5Consumer Suggestion
Thu, December 27, 2007
If the OP pressed the issue, the result would be the same. As far as that court order goes, there is no difference between a creditor and a debt collector.
It is illegal for ANYONE to even attempt in any way to collect on a debt discharged in BK. Ignorance is no excuse.
It is called "due diligence". A collector should verify the validity of a debt BEFORE attempting to collect on it. They chose not to, and now they can pay the price!
Bart
Springfield,Missouri,
U.S.A.
Well, technically no.
#5Consumer Comment
Wed, December 26, 2007
"The court order states in section 4 all creditors are prohibited from attempting to collect any debt that has been discharged in this case. They violated a United States Bankruptcy court order"
It is NOT a creditor trying to collect this debt. It is a third party debt collector. Big difference.
Take solice and have a few laughs at the fact that the creditor took the collection agency for a few bucks on this uncollectible debt by selling it to them.