Complaint Review: The PHP Agency

 I went to the meeting, met with a top guy who was really cool and signed on. Didn't do fast start requirements, but went through fast start school. During that time, they tried to get me a couple of policies amounting to almost a 1k a month. I didn't know much about the business, so when I wanted to read about what I was getting, the agent got very upset and accused me of not trusting her. "Hello, I'm about to agree to spending 1k a month to cover me and we still haven't looked at policies for my family, I need to read what I'm signing." Didn't know much, but went on to try PHP anyways. So, during this time I had to work with an MD, who just happened to be the worst MD in the company but being new I was unaware. As time went on I started to figure it out a bit. Turns out he was an MD not because of his own effort, but because of others hard work. To this day he still runs the lowest numbers and blames everyone else for it. I ended up getting policies for my family, and because I wasn't licensed I didn't make a penny, which was fine because everyone does that in the beginning. Keep in mind that this happens because most new people come in and actually get trained by their up line, I didn't get sh***from mine. All I ever got were the same f*****  stories day after day, and crappy advice on how to do well within the company, yet he failed to follow any of his own advice.

He lied several times, stole commissions, and did not train me. We had a falling out, and even to this day the other agents call to tell me he still talks s**t about me. As for the business, I did some policies, the people still pay on them, but I never saw any money. I'm sure I was suppose to get check, but never did. If you don't build your business, aka recruit, you won't make it. Be prepared to talk to a lot of people who will get upset that you misled them, or lied to them once they attend the BOM. Also, be prepared to be forgotten about if you don't attend the annual convention. If youre breathing, you need to attend, even if that breath is coming from a life support machine and your family has to push you around in a hospital bed, if oxygen is running through you, you better not miss the annual convention or it mans you're not dedicated.

As for the people, there are people from all walks of life. I've met good, nice people, and then you have those who just don't get it. For example, the ones who have been in the business less than a year, have made money and walk around like they can judge those who are not pulling in the money. They try to tell people like myself that I need to get with the program if I plan on being successful. Keep in mind that this is the first time they have ever seen more than 5k a month ever and still live with their parents. I'm pretty much about to walk away, yes, I'm still in the business, but me and PHP are on mutual ground, they don't need me and I don't need them, we both would like to do business together, but I just can conform to the way they see business. I'm going to see how I feel after this convention in Vegas and I'll go from there.