Complaint Review: Tidewater Motor Credit

I would not recommend anyone to use this company. I had a vehicle in 2004 that was financed through Tidewater. When I lost my job and was unable to pay, they repo'd the vehicle. They began garnishing my check after I began working. After about 1 1/2 years the garnishment stopped. I thought I had finished paying it off. About a year later they began garnishing my check again ( I worked for another company at this time). They stopped garnishing a year or so later (again). I thought surely I must be finished paying this vehicle off. But no, another couple of years down the line they began garnishing my check again.  After a few months, Tidwater sent me a refund check and they stopped garnishing. I knew that I had about $500 more dollars to pay to them, so I thought they must have made a mistake and had taken more than they should have. I called the company (that was a mistake). The man who answered the phone was very rude and unhelpful. I told him that I wanted something in writing to say that I no longer owed them money. I was told that he could not send me anything until he investigated and he did not know why I was sent a refund check. Needless to say, he never called me back nor did I receive a letter. To my surprise, just today they have begun garnishing my check again. No one notified me of this garnishment, just like in the past. They do not make you aware of this. They just start taking money from your check. Now Tidewater is saying that I owe them over $700, but when they stopped garnishing the last time it was a lesser amount. Do NOT trust them. There should be something that stops companies like these from garnishing a person's check whenever they feel like it!