- The sales person showed me a picture of a time share property in eastern state and told me that my 2500 was purchase a week of that property.
- The sales person walked my through the cost of ownership:
- 299$ TLC maintenance fee. (True)
- $124 RCI Fee (False now up to $175)
- $45 Exchange fee False up to $275 for a week.
- Sales person showed me on paper that I would pay $463 for a weeks of vacation. The truth is that is over $750 for a week of vacation.
- The sales person said that I signed that night I would get a Free Cruise with over $2500. The cruise was in fact fraudulent. The Cruise people tried to extort $1600 from me. I threatened to call the police on them and sent back my $100 deposit and another $100 the actual value of the fraudulent cruise. My decision to pay the $2500 was based solely on the fact that I would be getting a cruise equal in value to the $2500.
- The grace period to cancel this contract expired before they would give me access to RCI. It also expired a year before I found that the cruise was a fraud. Upon access to RCI it would be another 3 years before I could find an available condo that met my travel needs. And that when I found my annual cost for 1 weeks of vacation was over $750.
Total Loss $4720. We were never able to find an available Condo through RCI/TLC. We received no benefit and were not able to get a single week of vacation in the last 3.5 years though this club.
- On Dec 18, 2017 I was received a phone from Meridian Financial a debt collector requesting more than $500 for unpaid maintenance fees. I promptly called TLC and they stated that it was a mistake and they would recall the debt collector. A month later and they still haven't recalled the debt collector.
So even when you think it is over its not.