Complaint Review: First Capital Consumers

Recieved a phone call on approximately 06/01/02 and was informed that I had been pre-approved for an unsecured MasterCard with a $2,000 dollar limit, but received a package with offer debit Mastercard cost $199.00. The spokesperson identified him self as Tom Goodwin. The proceesing cost would be $199.00 which was deducted from my account on 06/12/02 I finally received a package on 07/11/02. The package did not contain a MasterCard or any other credit card. The contents were an offer to get a "Stored Value MasterCard" (read secured card) and that would take another 3 weeks after they received the application. The rest was a bunch of useless promotions. William Buckeye, Arizona