Top Tier Savings Illegally took money from my Checking Account Internet
Hi,
I did a cash loan (10/5/10) (yes shame on me) through Amerialoan.
Ameria loan recieved the loan through - CashNet USA.
I called America loan to let them know I was charged $29.95 from a: TOP TIER SAVINGS.
So America loan told me to call: Cashnet usa to let them know that I was charged $29.95 from a: TOP TIER SAVINGS.
Cashnet USA told me that they do not have a loan from America loan for me.
I called Ameria loan back to let them know that Cashnet USA said.
So I googled Top Tier and this is what I found:
TOP TIER SAVINGS ENTRAPS CUSTOMERS OF UNITED CASH LOANS
TO ILLICITLY OBTAIN THEIR BANK ACCOUNT INFORMATION AND THEN CHARGE THEIR ACCOUNT, UNAUTHORIZED; FOR $29.95- HOPING THAT THE CONSUMER DOESN'T CATCH THE TRANSACTION.
THERE IS COLLUSION BETWEEN UNITED CASH LOANS - WHO HAS THE ACCOUNT INFO AND THIS COMPANY - TOP TIER SAVINGS - ON THEIR WEBSITES.
****BEWARE - IF YOU GO TO UNITED CASH LOANS - BEWARE OF ANY CHARGES - FOR " TOP TIER SAVINGS
The web site did not list any contact information for TOP TIER SAVINGS.
4 Updates & Rebuttals
Top Tier Savings
Las Vegas,Nevada,
United States of America
TopTierSavings.com is an independent advertiser and is not associated with UnitedCashLoans.com.
#5UPDATE Employee
Mon, February 21, 2011
TopTierSavings.com is an independent advertiser and is not associated with UnitedCashLoans.com.
Upon completion of your cash advance application, agreeing to your loan details and providing your e-Signature to complete the process, the TopTierSavings.com offer is prominently displayed on an exit page under the heading “Visit Our Featured Advertiser”. Immediately under the heading in bold, the following text is displayed.
“Advertisers are not affiliated with the lender which does not promote or endorse this product. Participation in this offer does not affect your relationship with the lender in any way.”
Beneath that, the details of the price and offer are clearly and conspicuously displayed along with a link to Terms & Conditions for additional details.
In order to apply for TopTierSavings.com you must take two affirmative actions. First, you must click click “Yes” that you want the offer, and then you must click “Submit” in order to submit your information to TopTierSavings.com for processing.
Your welcome email includes your offer details, your authorization, and easy to follow information for canceling by phone and or email, should you wish to discontinue the service. Additionally, your billing statement each month provides our 800 number for your convenience.
All requests for refunds are handled promptly.
pcnet67
Tukwila,Washington,
USA
"deceptive" Internet marketing
#5Consumer Comment
Sun, January 02, 2011
Regarding the #1 consumer "solution" to this problem which happened to me as well by the way... It's NOT "informed consent" by any stretch of the imagination to make a purchase of another product entirely because you didn't "uncheck" a box somewhere in the fine print of your application.
Top Tier Savings
Las Vegas,Nevada,
United States of America
Top Tier Savings Online Benefits Program
#5UPDATE Employee
Thu, October 21, 2010
Dear Consumer,
At Top Tier Savings, we are committed to providing excellent customer service. We are sorry you have not been able to resolve your issue(s) and apologize for any inconvenience this may have caused. Please contact us at 1-800-916-4416 M-F from 7am-4pm or email us at Customerservice@TopTierSavings.com and we will gladly address your concerns and resolve your issue.
Sincerely,
Top Tier Savings Customer Service
customerservice@TopTierSavings.com
CBlue
Laurel,Mississippi,
United States of America
How to solve this when it happens.
#5Consumer Comment
Fri, October 08, 2010
In your application there are boxes that need to be checked if you agree to joining Top Tier Savings. If you do not un-check those boxes then you agreed to the terms. It is not illegal because it is right there in black and white and you agreed to them taking the money from your account when you signed the contract. That is why it is very important to read your contract and all the terms before signing them, even if it is digital , you are still responsible for what is on that paper when you sign it.