Total Benefits ripoff fraud scam Nationwide *UPDATE ..thank you Rip-Off Report
I received a phone call promising me a visa card for a one time fee of only $198.50, which was to be debted from my checking account.
I started not to give my information, but I thought by having a checking account I had a better chance at the maximum amount of the visa card,which was $1000.00.After the conversation they gave me a tracking #,toll-free#, their name,and their I.D.# if I had any problems.
That was a month ago,it is Christmas time, and I was going to use what ever the limit was on the card to do my shopping. Well the joke is on me because I received a letter with web addresses, and a credit repair kit application. I have an idea let's repair my credit of $198.50 that you stole.
Yvette
Citronelle, Alabama
U.S.A.
1 Updates & Rebuttals
Total Benefits, Barbados
#20
Wed, December 18, 2002
When finding out that they were a scam, I followed the directions given by link at the end of the Rip-off Reprot written by the editor, so I went to my bank first thing the next morning. They were very sympathetic about my situation. An ACH is an automatic withdrawal from your checking account, I had to file an ACH reversal, which is an unauthorized debit from your account. Guess What? That particular co. does an immediate reversal.Which means I got my $198.50 back and the $60.00 overdraft fee which they caused my account to be. so this story has a happy ending. I thank you Rip-Off reports, but I hope to never get taken advantage of again.
Yvette
Citronelle, Alabama
U.S.A.