Complaint Review: Total Card Inc.

In the past week wife has received two phone calls on her cell asking for me. They would not give any information concerning who they were or what they wanted. I then received a letter stating that I owed a past amount with MCI from Total Card, Inc. The amount was $300.65.

The letter stated that the client would accept 3 payments of $21.00 to settle the account. By the end of the letter they said that if I paid $46.00 to settle that they would accept that.

Number one: I have never had an MCI account.

Numbe two: I just received my credit reports from all three credit bureaus and MCI is not on it. I have a clean credit record.

This company is just trying to put fear into the consumer making them think that they owe a past due amount to a company.