Complaint Review: Total Credit Intervention

Tony Placek claims to help you dispute credit card debt by giving you unique and powerful letters to send that all but guarantees to have creditors shaking in their boots, never to contact you again. He does provide the initial letters of disput which can be found for free all over the web and he sends them via return receipt mail. The process will indeed stop collection agencies from contacting you by law. All you have to do is write a letter saying you dispute the debt, ask for them to provide proof of debt and you're done. Tony charges $800.00 for this. Okay, maybe you welcome someone doing this for you and don't mind paying...fine. After the first set of letters you get some via email and have to send them yourself and pay the retun receipt postage...he's basically out of the picture after his first $10.00 worth of work.

Keep in mind, he gets your name from court records when you're already being sued. If you're being sued you're Sh** out of luck and his mighty letters won't help you. Funny, aye?

His responses so far have been "Sorry for not calling you back, both of my employees were in a car accident!" "Very busy" or my favorite so far when asked what to do about a creditor's response "That's not proof of debt according to the Fair Credit Act" He doesn't take 5 seconds to explain or provide any more letters or answers. He is done and totally unable to provide anything more than those first $10.00 letters for you.

Buyer beware!!

I can't wait to see what creative response is to this complaint..like I'm a removal service, creditor looking to stop his powerful letters, a lawyer who has been beaten by him or maybe a competitor. Nope, just some poor slob who believed him when I was at my lowest. Takes a special kind of evil to preyt on people like this guy does. Karma!!!