Complaint Review: Toyota

the Toyota Platinum extended warranty agreement is full of loopholes.  It cost over $1051.00 ( in 2005 ) We had the hood latch break ( 2010 ).  Just a $55. part and a few minutes installation but a possible safety problem should it come unlatched at high speed.  I called them and they said it would be covered but I would have to take it to the dealer. They told the dealer that even though it is a covered item they wouldn't cover it because a nut had fallen off and that invalidated the warranty.  the nut fell off that's why it broke!