Complaint Review: Triad Financial

Thank you for your responses. I have been in contact with the company as we all know communication is key. I have scheduled 2 payments this week and one more the second week of december. Lets hope they don't pull anything funny but I will most certainly keep track of all the records on every transaction. I will keep you posted and will advise should anything happen.. I will continue to follow the progress here on ripoffreport. In the meantime, good luck with the class action suit. Remember there is a God up there and God don't like ugly..

Wait for them to sue you, go to court, documents in hand, plead your case, tell them of the harassment, let the judge know this is standard proceedure for Triad, have their laywer backed in a corner and offer you a settlement, refuse the settlement, and wait for the judge to say their motion was denied.

Worked for me. Poor laywer fella drove over 3 hours to appear in court thinking he was getting a judgment, but instead he got his motion denied and was sent home. Humm, I wonder if the judge was familiar with Triad. It also helped me to have a contract in hand that stated our arrangemnts.

For now, keep your vehicle in your garage until you can get some sort of arrangement agreement in writing. That's what saved me.

I know I made an agreement with this company to pay and even made outreach to set up an agreement. What I was referring to were the situations I have read where some of the victims after setting up arrangements and doing as agreed had their vehicles repossed even after the payments were made.

My question to those people is how can I avoid or safeguard myself from my vehicle being repossed after the payments have been made? My intention is to pay and like I said before I had Triad as my auto loan company prior to the merge to roadloans, I never had a problem always paid on time and my last loan was paid off but, life happens as I am sure most of us are aware of..my concern is if you make an agreement and do right, how do you avoid having wrong done to you, that is my question?

Make sure you don't leave the car out in your driveway... make sure it's out of sight so they can't repo it, even though you've made the payments.

You'd better not be late with anymore payments or they will repo the car in a heartbeat. It's well within their rights to do so, you signed a promissary agreement to repay the loan at X dollars a month.

I too have read A LOT of complaints against Triad/Roadloans here. Mis-applied payments, uncredited payments, broken agreements, poor customer service, etc.. Sounds like a company to avoid. (And to think I almost signed with them once, but I didn't because the interest was VERY high.)

Anyway, according to your report, you "fell behind on 3 payments". I think that's your real issue here. The finance company can indeed attepmt to repo your car if you fail to meet your payment obligations.

So where's the rip-off? Any auto finance company will repo if you don't pay them... that should be common sense. And as far as you asking "Can someone please advise what I should do..", the answer is simple: Bring your account up-to-date and keep it current as you initially agreed to do.

This is a great site to report companies/individuals that are out there ripping people off, but I think this is a case of where you didn't live up to your responsibility of making timely payments- not a company ripping you off, even if the company has many reports here... Or am I missing something from your report?