Complaint Review: Tribute Card Services

I had a very bad experience with Tribute Mastercard. First, their introductory fees cost close to $150.00 (with a $300.00 credit line). I received my first bill - paid the bill right away. Then, I set-up with my bank an automatic bill pay which guaranteed they would be paid at least a week in advance of the due date.

Low and behold, Tribute receives the payment and doesn't cash it for 15 days after they received it. In turn, they cancelled my privileges on the credit card, charged me a $35.00 late fee and then they expect me to pay the $150.00 in fees to have the account. I had the credit card less than 4 weeks and I was cancelled. This seems to be illegal.

If they can do this to me, they are probably practicing the same unfair practices with lots of people. Help! I don't think I should be responsible to pay them their fees for a credit card that I never got to use. Thanks for listening!

Kellileigh
Douglassville, Pennsylvania
U.S.A.