Complaint Review: Tribute Credit Card

I received my tribute card about 8 months ago. I paid faithfully and always paid several hundred dollars more than what was due. My worked my credit limit up from $300.00 to $600.00 and was hoping to continue that trend. My made my payment this last month, amount due was $40.00 and I paid $405.00, however after five days they still had not posted the available credit to my account. I called them and learned that they had closed my account. When I asked why the account was closed, I was advised it was because I was over the limit. That is crazy because I have been over the limit once before and all they do is charge you a fee. All credit cards charge a fee for being over the limit. I asked why I was not advised in writing or via telephone that my account was closed and the person working for Tribute had no answer to that. I wanted to speak with someone else regarding this matter however I was advised to pay the card in full and reapply. No way!!! If I reapply, I will owe the "start up" fees again and my credit limit will be minimal again.. There is no way that I will ever apply for tribute again. I had hoped to rebuild my credit after a divorce however I will not be doing it with the assistance of Tribute. I am not sure why the card was suddenly cancelled but I hope that this is not a common practice with Tribute. Any one else have this same problem? Please let me know. Thanks

Brenda
Plant City, Florida
U.S.A.