u.s. bankp us bank ripoffs customers again all over u.s.a. nationwide
us bank and the state had a deal going that unemployment benefits would be direct deposited into accounts at us banks. Us bank issued bank cards to the unemployment recipients. This was the only way u could receive the benefits. Big monopoly. It was a US bank reliacard. The bank allowed me to overdraw my account every week by $50 which they charged me overdraft fee of$30. Week after week I was allowed to do this. But when my benefits got messed up one week,I was issued a check. I took it to us bank to cash were I was told I didn't have an account and it would cost me $5 to cash!! My mother sent me a personal check from her us bank account. I went In to us bank and they charged me $5 to cash it because I didn't have a account there. Even though my mother did. If I was allowed to overdraw my unemployment benefits every week and pay the overdraft fee how can they say I don't have an account?us bank is the one giving me the money and charging me the overdraft fees!! Class action.
1 Updates & Rebuttals
Jim
Florida,What A Bunch Of Self Serving Crap!
#2Consumer Comment
Sun, February 01, 2015
YOU were the one who overdrafted the account because YOU don't keep written records, as in a check register, and maintain an on-going running balance! Don't blame the bank or the state. If you're an adult enough to have a job, you're an adult enough to properly manage a checking account! The bank isn't your "hand holder" because they can see you're an adult. If you don't like overdraft fees, then keep a written record of all your transactions and don't spend more than the on-going running balance!