Complaint Review: Union Workers Credit Services

Basically, this is supposed to be a buyers club - except with very limited selections and very overpriced. Most things are $99 and up with monthly payments of $10 and up.

I would encourage you to go to the website and, using the approval code, look at the merchandise available. You don't get charged, but you get to see the items in their catalog. Then you can decide if you want to risk it.

Basically there are about 106 items available in the following categories. (I'm not going to list them all because there are about 50 - with 1-2 items in most of them.) And some items are in multiple categories, which makes the total list of items even less.

Furniture(12) - couple of dining sets, futon
Apparel & Accessories (6)
Kitchen Appliances (5) - Foreman Grill, Food processor, etc
Stereos (5) - overpriced
Electronics (4)
Home Decor (4) - mostly lamps
Watches (4)
Bedding (3)
Cutlery (3)
Fitness Equipment (Bike, Home Gym and some other thing)
Jewelry (3)
Tools (3)

These each have 2 items
Binoculars, Cameras, Dinnerware, Clocks, Cookware, Dining sets (a repeat from Furniture), DVD, Luggage, Musical Instruments, Portable Audio, Telescopes.

These have 1 item
Air Conditioner, Art Supplies, Automotive, Bicycles, Carpet Cleaner, Cedar Chest (again, repeat from furniture), Flatware, Fireplace, Heater, Home Security, Home Theater, Karaoke, Lamps, Massagers, Microwave, MP3 Player, Sewing Machine, Telephone, TV, VCR, Vacuums.

Also, they say they provide discount travel/cruise services through Carnival and several other lines, but there wasn't any specific detail that I could find.

So if you are thinking of signing up, I hope this info helped you decide whether or not you want to risk giving it a try. Personally, it didn't seem like they are offering much, and what they offer is overpriced. Not much different from going to one of those local rent-to-own places.

Kris
Pinellas Park, Florida
U.S.A.