United Abstract Group Intimidation, Harassment, Misleading Representation, Violation of FDCPA Rights, Collector contacting third parties including relatives and previous employers, Ripoff Huntington Station New York
United Abstract Group left a message with a previous employer of mine in Oct 2006 that they were issuing a summons against me and needed to reach me. They also left the same message with my spouse. I returned their call immediately and was told that they were about to issue a summons and persue a lien against me for an old, unpaid credit card bill.
I informed them that the statue of limitations had expired to which they denied. I also updated my address and contact information. Following this call, I received a letter from UAG, inc. that at first glance appeared to be a summons to appear in court or some type of legal document including the scales of justice logo.
In reading further, I realized the letter was simply a threat tactic and not a summons. I sent UAG, Inc. a letter in return stating that I did not beleive I owe what they say and that the Statue of Limitations had expired and demanded that they stop contacting me at once in accordance to my rights under the FDCPA. That was the last I heard from them until now.
Last week, they left a message with the employer of my spouse with a case number. They also sent the same legal looking threat letter to the home of my parents with my name on it. I have never resided at their current address as an adult. UAG, Inc. clearly has my current address and phone number and is now contacting third parties as a way of intimidation even though they received a cease communication letter from me in Oct 2006.
I am not sure where to go with this from here. Any advise is appreciated. PS The Statue of Limitations is clearly expired for this old debt as was verified by my State Attorney Generals office. I filed a complaint with the FTC last night and intend to file one with the State Att. Generals office tomorrow. Any other advise?
B.D.
Greensboro, North Carolina
U.S.A.
2 Updates & Rebuttals
Steve [Not A Lawyer]
Bradenton,Florida,
U.S.A.
File LAWSUITS immediately!!
#3Consumer Suggestion
Sun, February 18, 2007
They have blatently violated the FDCPA and other state/federal laws here. You have the RIGHT to get paid!
Do you have proof of your CEASE COMMUNICATION request being sent? If so, this makes your case stronger.
Get signed and notorized statements from every party involved that has been contacted by them. This is clearly an intimidation tactic, and ilegal, as well as an FDCPA violation.
Here is the info I found on them:
United Abstract Group Inc
Address: 8405 Kenway St, Spring Hill, FL, United States
Phone: (352) 684-8693
SIC: Title Abstract Offices
Line of business: Title Abstract Office
It looks like they got into JUNK DEBT BUYING and have no idea what they are doing. I have never heard of them before or seen complaints here on ROR about them.
STAY OFF THE PHONE!! NEVER speak to ANY debt collector on the phone.
Also keep in mind that they must be licensed in your state to do debt collections. Turn them in to the Consumer Affairs Dept of the AG's office immediately.
Communicate ONLY in WRITING and ONLY by CERTIFIED MAIL, Return Reciept Requested. Be sure to put the certified# on the letter itself, and keep a copy for your records. This is very important as it proves what you sent.
By the means above, IMMEDIATELY send a DEBT VALIDATION request as per the provisions of the FDCPA. In this letter, clearly DENY any debt to THEM [never mention the original creditor], and DEMAND to see the original signed contract that created the alleged debt which includes proof as to which state it was signed in, a full account history from day one, and a complete itemization of all charges.
Then demand proof that they are licensed in both your state and theirs to do debt collections as well as proof that they have a legal right to collect on the debt. If they claim to own it, demand to see the purchase contract and proof of payment.
With this done, you should never hear from them again.
John
Califon,New Jersey,
U.S.A.
Number comes up as private residence (((THE INFO)))
#3Consumer Comment
Sun, February 18, 2007
If you google the number it also comes up as:
John De Angelis
(631) 421-1307
16 Cortelyou St E,
Huntington Station, NY 11746
Perhaps this is a fly-by-night collection effort who's not licensed anyway.