United American Insurance Company scripted employment solicitation Asheville North Carolina
I have been contacted by this company in a scripted e-mail fashion with the letter not even addressed to my person- only generically sent. This bothers me. I have also had other companies contact me in the same manner, all getting my name and information from employment site.
Though I have no experience with this company, just their format is exactly the same as others have used which disturbs me, and I think employment sites and other legitimate employment sites ought to take a harder look at companies that use their sites to recruit fresh agents, because of all the supposed insurance companies who have contacted me in the past month alone, all but one was a legitimate insurance company with real products that they could prove to me they offer- not a 3rd or 4th party broker shopping around to the real providers..
Other concerns I am seeing, there are a lot of these 3rd party providers insurance firms out there, and though they may be legal today, if you investigate and dig deep enough, many are operating on a thin line between legal and scam. They employ elaborate structures to hide immediate facts and have branches unto themselves of varying degreee or name or terminology. Just look at Corenstone America (for instance)and what has been revealed by their mother company UICI, though there are agents or managers who say they have been there many years making 6+ figure incomes.
I have read many of these postings of many insurance companies, and what is funny, is there are "kids" out of high school getting the same employment offers (for their wonderful resume's) and promises when people like me, who have over 25 years life experiences and skills in several fields of business, and a couple degrees to boot, get the same exact offers. So much for qualifications I guess for many of these jobs? Just this point alone makes some wonder why these insurance companies have to keep recruiting more agents each week as they seem to, hold seminars, make expectations to the attendees, and then require a fee for those independent contractors to work for them before they can start- not talking about the license costs for the state either.
Steve
Asheville, North Carolina
U.S.A.
sorry, allowing you to give a competitors name would instigate others to just file against their competition, to only come back later to suggest their company your comments on this policy are welcome! CLICK here to see why Rip-off Report, as a matter of policy, deleted either a phone number, link or e-mail address from this Report.
4 Updates & Rebuttals
Thomas
El Paso,Texas,
U.S.A.
Good Points
#5UPDATE EX-employee responds
Thu, July 13, 2006
Forrest,
You make some very valid points. My experience may have just been a bad manager. Thanks for the kind words.
Forrest
Tulsa,Oklahoma,
U.S.A.
Dont't Judge everyone by one bad leader.
#5UPDATE Employee
Wed, May 10, 2006
In the insurance world a lot of bad leaders get to the top due to thier selling ability.
So I am here to say sorry for that, But on the other hand our avg agent in our office makes 1000.00 a week. My manager buys good leads, and scrubbed business lists.
It is hard to do anything without proper training, and I know that with the proper training your experience would have been 180 degrees.
Again Sorry for your raw deal and I wish you the best in your upcoming ventures.
Thomas
Bowling Green,Ohio,
U.S.A.
I wish I was in NC when I signed on
#5UPDATE EX-employee responds
Sat, April 15, 2006
I worked for a branch office in Toledo, Ohio and almost went broke because of it. First of all we were given a very short training program, went in the field with a sales manager (no split commissions there) for about two hours and were sent out to conquer the world.
When we didn't sell we were yelled and and asked why we weren't doing or saying things we were never taught. In the mean time my bank account was reduced to ashes, I maxed out my credit cards and nearly went broke due to a lack of income.
I was coachable, I worked hard at chasing crappy telemarketing leads and sold exactly 5 policies in the space of 3 months, two of which canceled.
After I quit and went into business with the NAA I was contacted by the branch manager who said I had two chargebacks and if I did not send him $600 immediately he would send a letter to the ODI claiming that I had misrepresented the Flexguard plan as major medical insurance. I never misrepresented anything and have a letter in my possession from the client that he claimed the complaint came from stating in no uncertain terms that I had not misrepresented the policy.
I e-mailed him asking about the letter trying to get him to say the same thing in print but have not heard from him since.
I have also noticed on my monthly commission statements from the policies that are still in force that the debt is being repaid out of my commission each month. It is a chame, but the experience has turned me off on what may otherwise be a very good comoany.
Sorry to unload on you here, but your post made me realize what a raw deal I got.
Scott
Charlotte,North Carolina,
U.S.A.
Be careful making generic statements
#5UPDATE EX-employee responds
Mon, May 02, 2005
I am a former employee of United American (UA) and a current agency manager for a company that represents UA and other insurance companies. While I agree with you that generic employment solicitations are typically in poor taste, the insurance company you're referring to is a great company. They have been A+ rated for over thirty years and are one of the nation's largest providers of Medicare supplements to seniors. Paul Harvey endorses UA, and if you know who he is then you know that he scrutinizes all companies that he endorses very closely before he gives his approval.
Your other comments about 3rd party providers are off the mark. My company represents several insurance carriers and we help our clients find the best companies and products to suit their individual needs. Also, we don't charge agents to come to work for us, and we will reimburse them for their licensing expenses once they successfully pass the exam. We even have our managers split commissions with the agent during field training so the agent is getting paid while they learn our system. The other companies you mention do things differently and that's why I have several former managers from those companies now working for me and making more money thann they ever have before.
P.S. My company operates out of Charlotte and is currently looking for talented people in your area. If you like what I've said about the way we do things, post a reply with your e-mail address and I would be happy to tell you more.