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  • Report:  #96848

Complaint Review: United Auto Credit

United Auto Credit Of Cerritos ripoff dishones fradulent billing Cerritos California

  • Reported By:
    Moorpark California
  • Submitted:
    Tue, June 29, 2004
  • Updated:
    Wed, April 13, 2005
  • United Auto Credit
    10900 183rd St #180
    Cerritos, California
    U.S.A.
  • Phone:
    562-8654300
  • Category:

United Auto Credit is a financing company. My first car APR was a total rip off 21%. When I finally got rid of the car and got a 2.9% apr united auto credit tried to charge me for a monthly payment when I was already paying another car and paying for it.

The manager Sylvia threatened me with putting a hold on my tittle, moreover to report me late to the credit bureau when 30 days since the payment was due have gone by.

When I called them, Sylvia and Maria at United Auto Credit were extremely rude to me, even though I've always was a excelent customer and paid the rip off monthly payments on time.

Jessica
Moorpark, California
U.S.A.

4 Updates & Rebuttals


Tom

Gahanna,
Ohio,
U.S.A.

United Auto Rip off they will screw you for more payments if they dont have a buyout check

#5UPDATE EX-employee responds

Wed, April 13, 2005

I used to work for United Auto Credit in Ohio. Trust me, these guys seek out people who had good credit and went bankrupt and now are discharged. They do it because they know they cant go banko for another 7 years.

They sell you financing at ridiculous rates. They phone you if you are one lousy day late. After 3 days late ( can you believe this ) they then start calling your family members.

On top of all this, if you fall 2 weeks behind -they will go VISIT your home or job and confront you face to face. They then threaten repo action at 30 days.

It is mafia type loansharking. They call it 'sub prime ' auto loans. I called it the most disgusting experience i ever had as a collector.

Yes, they will screw you for more payments if they dont have a buyout check in their hot little hands from the dealer u traded it in with. Even long after you traded the sucker in and are driving a new car.

Just thank god you got away from them


Tom

Gahanna,
Ohio,
U.S.A.

United Auto Rip off they will screw you for more payments if they dont have a buyout check

#5UPDATE EX-employee responds

Wed, April 13, 2005

I used to work for United Auto Credit in Ohio. Trust me, these guys seek out people who had good credit and went bankrupt and now are discharged. They do it because they know they cant go banko for another 7 years.

They sell you financing at ridiculous rates. They phone you if you are one lousy day late. After 3 days late ( can you believe this ) they then start calling your family members.

On top of all this, if you fall 2 weeks behind -they will go VISIT your home or job and confront you face to face. They then threaten repo action at 30 days.

It is mafia type loansharking. They call it 'sub prime ' auto loans. I called it the most disgusting experience i ever had as a collector.

Yes, they will screw you for more payments if they dont have a buyout check in their hot little hands from the dealer u traded it in with. Even long after you traded the sucker in and are driving a new car.

Just thank god you got away from them


Tom

Gahanna,
Ohio,
U.S.A.

United Auto Rip off they will screw you for more payments if they dont have a buyout check

#5UPDATE EX-employee responds

Wed, April 13, 2005

I used to work for United Auto Credit in Ohio. Trust me, these guys seek out people who had good credit and went bankrupt and now are discharged. They do it because they know they cant go banko for another 7 years.

They sell you financing at ridiculous rates. They phone you if you are one lousy day late. After 3 days late ( can you believe this ) they then start calling your family members.

On top of all this, if you fall 2 weeks behind -they will go VISIT your home or job and confront you face to face. They then threaten repo action at 30 days.

It is mafia type loansharking. They call it 'sub prime ' auto loans. I called it the most disgusting experience i ever had as a collector.

Yes, they will screw you for more payments if they dont have a buyout check in their hot little hands from the dealer u traded it in with. Even long after you traded the sucker in and are driving a new car.

Just thank god you got away from them


Tom

Gahanna,
Ohio,
U.S.A.

United Auto Rip off they will screw you for more payments if they dont have a buyout check

#5UPDATE EX-employee responds

Wed, April 13, 2005

I used to work for United Auto Credit in Ohio. Trust me, these guys seek out people who had good credit and went bankrupt and now are discharged. They do it because they know they cant go banko for another 7 years.

They sell you financing at ridiculous rates. They phone you if you are one lousy day late. After 3 days late ( can you believe this ) they then start calling your family members.

On top of all this, if you fall 2 weeks behind -they will go VISIT your home or job and confront you face to face. They then threaten repo action at 30 days.

It is mafia type loansharking. They call it 'sub prime ' auto loans. I called it the most disgusting experience i ever had as a collector.

Yes, they will screw you for more payments if they dont have a buyout check in their hot little hands from the dealer u traded it in with. Even long after you traded the sucker in and are driving a new car.

Just thank god you got away from them

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