Complaint Review: UNITED CAPITAL ONVESTMENTS

I APPLIED ONLINE FOR A LOAN. I WAS CONTACTED ON 6-9-06 BY A LADY NAMED VICKY ARMSTRONG WHO ADVISED ME THAT I HAD BEEN APPROVED FOR A PERSONAL LOAN FOR $5000.00 AND THAT SHE WOULD FAX ME THE PAPERWORK. I RECEIVED THE PAPERWORK AND IMMIDIATELY CALLED THE NUMBER AND SPOKE WITH A MAN WHO TOLD ME HE WAS DAVID ANDERSON AND THAT HE WAS A SUPERVISOR AND THAT THIS COMPANY WAS TOTALLY LIGITIMATE AND THEY WERE IN THE BUSINESS OF HELPING PEOPLE IN NEED. HE ADVISED ME THAT I NEEDED TO SEND IN THE FIRST FEW MONTHS OF PAYMENTS VIA WESTERN UNION. I DID SEND THE TOTAL OF $651.40 WHICH INCLUDED THE WU FEE. I WAS "GARANTEED" BY SEVERAL PEOPLE THAT THE DEPOSIT WOULD BE MADE TO MY ACCOUNT WITHIN 2 HOURS. ON MONDAY 6-12-06 THE MONEY WAS STILL NOT IN MY ACCOUNT. I CALLED AND SPOKE WITH VICKY AGAIN AND WAS ADVISED THAT THE SYSTEM WOULD NOT LET THEM OVERRIDE THE INSURANCE FEE AND THAT MY PAPERWORK DID NOT ADVISE ME OF THE CONVERSION FEE OF $299.00 SO I NEEDED TO W.U AN ADDITIONAL $499.40 PLUS THE W.U. FEE OF $42.00 AND THE MONEY WAS ONCE AGAIN GUARANTEED TO BE IN MY BANK BY 5PM. WELL...TODAY IS 6-16-06 AND I STILL DO NOT HAVE THE MONEY. I FOUND OUT BY SEARCHING THE INTERNET AGAIN AND FOUND OUT THAT THIS IS A TOTAL SCAM. I WAS TRYING TO GET THE MONEY TO PAY OFF SOME BILLS. I HAD TO BORROW THE MONEY THAT I SENT TO THESE PEOPLE. I AM A PERSON OF MY WORD. NOW THEY HAVE MADE ME OUT TO BE A LIAR. PLEASE, DO NOT SEND THESE PEOPLE ANY MONEY. THEY ARE CROOKS. I DO NOT KNOW HOW THEY SLEEP AT NIGHT!!

Amy
TULSA, Oklahoma
U.S.A.