United Debt Solutions The Oscar goes to... ripoff Orange Park Florida
These guys get the oscar. for people who work hard for a living take a cut in hours and cant seem to make ends meet. after that you go to these guys for help. you think things are going to be great. then boom your slapped with law suits garnishments. they cant help you but they sure are taking your money out every month. you try to call them back they dont return calls and when they do they say they can settle your debt with these people. hey i owe more then my account was at the beginning.
called my bank to have them stop taking money out of my account. they said they would do there own investigation but did not think i could get my money back. i explaned to them that this place was a fraud and they were just taking my money and not helping me.
my credit is ruined anyway because of this i wasint behind when i started debt solutions but i sure am now. my only other alturnative is to fill bankrupcy isint this great just a little old nurses assistant dont make much money anyway and have no money know. Dont let these guys get any more oscars.
Laurie
Merced, California
U.S.A.
1 Updates & Rebuttals
4yourinformation
N A,Florida,
U.S.A.
When you Joined United Debt Solutions (Orange Park FL)
#2UPDATE Employee
Sun, August 26, 2007
In your comment you state that you were current with all your bills. If that was the case then why would you want to seek out any company to help you get out of Debt?
There are a few things someone can do to get out of debt.
1) get a loan. Which is a bad Idea because your still paying everything off with interest and most people end up getting further in debt, Also by doing this you are taking unsecured debt and making it secure (i.e. placing your home as collateral)
2) filling bankruptcy. Which destroys your credit for a long time
3) Credit Counseling. Which also hurts your credit because it will show on your report that you are not able to control your on finances and needed a company to get you out of debt
4) Debt Negation. Which will show that you were behind in payments then you paid off the balance and do not owe anymore money to that collector
it is amazing how on TV the Credit Card companies show and suggest that you should use your card to go shopping and buy dinners, go on vacation and use the card for everything and anything. Then when you can't pay the bill they take you to court as if it is all your fault!
United Debt Solutions offers people that fall into this trap a way out. It's that simple. The best way to avoid any of this is in my opinion is
1. get your debt paid off. choose the plan you feel is best for you
2. cancel all of your credit card and keep only one that has the lowest interest rate.
3. If you get an offer on another credit card with a lower interest rate get that card and transfer your balance (if you have a balance) to that card.
4. only charge on your card what you can afford to pay back.
5. only use the card for extreme purposes only. (dinner and shopping is not extreme cause)
6. Pay cash for everything you need. If you don't have enough cash at the time then you don't need it. Save your money until you can buy whatever it is.