Complaint Review: Unknown

On 5/22/12 I received a phone call from a man with a South Asian accent telling me he was forwarding paperwork to my local sheriff's office and that I would be arrested at 11 AM the next morning for failure to pay a $300 debt to Cash Advance America. I told him he had the wrong person since I had never made such a loan. He became very rude and quoted the last 4 digits of my checking account # and Social Security # plus the last 3 digits of my checking account routing #. I asked him when was I supposed to have made the loan and he said he only worked by quarters and didn't know the specific date so I asked him which quarter and he said the 1st. I continued to insist I had not made  the loan and he eventually hung up on me. I have e-banking available to me so I printed out the statements which covered the 1st quarter and called him back. He didn't answer with a personal or company name, it was more like "What do you want?" There was no background noise on his end of the line like you would hear in a normal "phone room" call, in fact it was very quiet. I told him I had printed out my bank statements for the 1st quarter and no such loan appeared on them. He became even ruder as I continued to tell him I didn't make such a loan. The last thing he said was that I would find out about paying my debts when I was in front of a judge and a jury, then he hung up on me again. If there's ever been a jury trial over a $300 debt I'd like to see the transcript.

I searched Cash Advance America and there was the heading for "Scam Collection Calls  in Our Name". They had a full page describing almost exactly what I'd experienced even down to the  South Asian accent. They also had instructions for actions to take (a link to the Federal Trade Commission Fraud Division, etc. ) I'm not in jail either!