Complaint Review: Up Front Money

About 9 months ago I had requested a payday loan from upfront money. After receiving a email stating that I was approved, i sent all the nessesary paperwork over. About 4 days later I actually got a copy of the contract and was amazed at what i read. This compant offers phone cards for 1 year at a rate of 89.90 a month. I had no need for a phone card considering I have free long distance on my cell phone. After finding this infomation out I tried to contact the company to no avail.

Once day 30 had reached in trying to contact them via email and phone, I went to my bank and asked to have the fund returned less the 200 that was intially given to me. Also I had a block placed on the account so that they could no longer take money from me. The money was placed back into my account, which has since been closed, and a block placed by my bank.

Now 6 months later I am receiving phone calls from a place claiming to be a lawyers office called sterling and king. The women Natalie was very nice at first when I breifly explained the situation. After faxing over the documents that i received from upfront money stating my account was paid in full and closed she called back screaming at me. After trying to have a civil conversation with this women it was left that I would be seeking legal rep if this was taken to court. Also another side note, these supposed phone card that were to be sent were never received.

Shana
berlin, New Jersey
U.S.A.