Complaint Review: US Financial Corp

I responded to "CJ" Wayland, (Carol Wayland) from Costa Mesa, CA.  I was looking for business funding but I had bad credit.  She said, no problem, she has credit partners she has who can co-sign business loans for me within a week.  She said it would cost me $500 for bank applications.  So, she sent me the contracts and I signed and deposited the $500 into a US Bank under her company called US Financial Group.

After a week, I called her to see how it was going.  She said, "oh, i'm working on it" and said she would call me when she has a credit partner ready.  I told her, she had told me in the beginning that she already had credit partners ready.  She again said, "she's working on  it" and then hung up.

Another week later, I called her again and she gave me the same story.  Reality is, she never had any credit partners.  Realizing this, I called her and she did not pick up or return my calls.  I sent her an email to explain how she mislead me with the credit partners.  She did not respond. 

I finally sent her another email and asked for my $500 back.  No response.  I called her over and over, no response.  I sent her another demanding email and she finally responded saying, "she would have gladly sent me a refund but since I was so rude and threatening, I would not get one."

She is a licensed real estate broker in Ca.  I have her license number and the address of her company.  Can anyone help me prosecute her to the fullest extent of the law?  I am just so sick and tired of these scam artists preying on innocent people trying to realize their dreams.