Complaint Review: US Health Advisors

What a scam this company is. The agent completely lied about what i was being sold. The plan didn't cover anything the agent said it would. None of my doctors wanted to accept it. It covered absolutely none of my preventive care like my other plans had. The prescription coverage was a joke. After doing some research I found out that what was sold to me can't even be legally called "insurance" even though the agent certainly called it that. I also ended up having to pay a tax penalty for not having a "qualified health plan" but my agent assured me that would never happen, boy was he wrong. I had to pay a $2,500 fine for not having real insurance.

To make matters worse, I ended up in the hospital for a routine surgery and was told my plan wouldn't cover any of it unless I upgraded to their major medical plan which out of desperation I did. My premium increased from around $300 a month to $900 a month and that I would have to pay the $900 for all the months prior to the incident that I had the coverage. That was about another $6,000. Then I got a call from the agent telling me that I need to enroll in an Obamacare plan because their company no longer wanted to cover me. The whole experience was a disaster. Lesson learned for sure. So consumers please stay away from US Health/Freedom Life, your life just may depend on it.