Complaint Review: USA CRDEIT AND USA SHOPPING CLUB

I had originally applied for what I thought was a payday loan, but was somehow duped into accepting an "offer" which clearly stated only $500 at the top of the page, however, I noticed that after I accepted the offer, I was told (via email) that I was approved for "store credit" in the amount of $7500. The premise of the original offer was to provide banking information so that the CASH amount could be deposited into my account. I found out that the only reason I provided them with that info, is so they could debit $149.95 as a welcome bend-over from them. No telling how much interest is involved. I tried to stop this by calling, but could not talk to anyone. I had to revert to calling my bank, and for $29.00, stop payment on this ridiculous scam. Either way, they have cost me money. They should be banned from this highly deceptive practice of fooling people into believing they are receiving cash loans, rather than a bunch of crap from their on-line store.

While it's true that I provided them with enough information to legally debit my account, it was done in a deceitful and shameless manner.  To the crook at works in their customer service department who commented to the fact they they could debit the money because we authorized it: That doesn't remove the fact that you are a slime-ball, and USA credit is a scam