Complaint Review: USA Credit Commonwealth Marketing Group

I found an ACH withdrawl for $9.95 on my bank account from a company called USA Benefits. I had never heard of this company before. I had to do extensive research to find out who they were.

I googled them and found their phone number. When I called, they informed me that they had gotten my info from a payday loan company I had applied to. I never even got the loan.

I told them I did not know who they were and I want my money back. They refused. I did some more research and found their policy and term of conditions. It says that I can get my money back if I cancel within 30 days. I read this to them, and they still refuse a refund. And they say this same amount will come out every month.

I found out that I am paying for a FREE credit report! What is that?!!! I filed a dispute at the bank and a report with the BBB.

Beware of this scam. I don't even think this is legal. Be very careful of payday loans and read all fine print if you give out your bank info to anyone over the internet!

Sherod
hanover, Pennsylvania
U.S.A.