Complaint Review: USA Credit/USA Shop Smart

Shop Smart led to believe I was getting a legitimate credit card-money deducted from acct deceptive company Internet .....

I was online searching for a credit card company that would accept me as a customer with my credit history. I have been through both a divorce and a bankruptcy. When I was accepted for a$10,000.00 line of credit, I was absolutely overwhelmed.

I found out two days later that they had drafted my checking account for $199.00. When I went to the "store" to try to use this so-called line of credit, I found that I then was going to be required to make a minimum down payment before I could even charge anything! This is the most exasperating thing I have been through lately. I will definitely take it as a learning experience. I would love to be able to get some type of retribution.

Cheryl
Hendersonville, North Carolina
U.S.A.