Usa Credit ripoff of my checking account,misleading info to lure you in. Uniontown Pennsylvania
USA credit sends you info leading you to believe your getting a "cash" credit card. When we found out it was not, we returned the package to them. They say they never receive and then take $149.00 out of our checking account for a "one time" membership fee, then they take $10.00 a month from our checking account every month, for reasons unknown.
This is the biggest scam I've ever seen. Wwe never have once used usa credit's card, account for anything.
I intend to not only receive my moneys back from them, but make sure that everyone possible knows about this company, and they're fruadulent practices.
Ted
benton harbor, Michigan
U.S.A.
6 Updates & Rebuttals
Ted
Benton Harbor,Michigan,
U.S.A.
dana would say that....
#7Consumer Suggestion
Wed, October 20, 2004
first of all the phone # i gave is the one that got me results!! dana would say they are a "great thing", she was gaining from our loss. they paid her minimum wage with our money. funny thing dana, soooooo many complaints, on one little company. i dont think its a coincidence. the only reason they are still in operation is, its legal to put the fineprint so small that people cant read it. or not put it at all. there was nothing on my app.
that said they would be robbing my bank account. and when someone cant get results they just give up. here's 1 that did not. local news channels even have had stories about this company. i guess all of these complaints on here about them are all false huh? NOT!!! its funny, we never once used this card of theirs, but yet we had racked up $400 worth of "fee's. yeah, thats legit huh dana.
Dana
Uniontown,Pennsylvania,
U.S.A.
Company not fraud
#7UPDATE EX-employee responds
Tue, October 19, 2004
First of all the company's phone number is 18002624192.
When you are charged 19.95 a month it is for services that you have agreed to have which include a discount prescription plan, roadside assistance plan and a very nice credit manager plan through equifax. These services all toghether are 19.95 a month. You can cancel one or all of these at anytime by calling the number that I have provided.
I worked for the company for a number of years and have gotten plenty of calls from unhappy customers as well as happy customers. If the company was practicing illegal actions, do you think that they would still be around?
If only people would read everything before typing in personal information on a computer we wouldn't have these types of problems. I guarantee you if you go back on to the application where you applied you will see where it states what type of card it is and also befoe you type in your banking information it states that the amount will be debted on the very next business day.
Also they do have a very nice shopping site and it is www.usashoppingclub.com. And you do need a username and password as long as you are a member you will need to make up your own username and password. For your protection USA credit does not have a password to give you it is up to you to make up one.
Robert
University Place,Washington,
U.S.A.
been ripped off too
#7REBUTTAL Individual responds
Tue, September 28, 2004
yes there reps are good on the phone i just don't see how they can sleep at nights knnowing how they lie to customers ,they got my money and i got nothing good scam people .
Ted
Benton Harbor,Michigan,
U.S.A.
dont give up!!
#7Consumer Suggestion
Fri, August 06, 2004
i am proud to report i got all of my money back, except the original $49 to join. i got the police involved, then i just kept calling and calling. they're # is 1-800-447-1252 ask for ext. 314 and ask for tamela!! she sent me a fraud form. and then my CHECK!!! it took a year, but i finally got most of it. usa credit is a huge ripoff!!
Sandy
Omaha,Nebraska,
U.S.A.
They Got Me TOO!
#7Consumer Comment
Wed, August 04, 2004
The dear ole USA Shopping I was approved online it all about no credit check no fees no this no thats till they hit your account twice so if any one could tell me how to get my money back let me know because I owe it to the bank my account was closed and everthing I had it out with the bank telling them it is there fault for letting someone take money that wasn't there but I still have to pay for it,In desperate need of HELP! Dont trust USASHOPPING!!!!!!
Thanks for listening.
Sandy Cave
Shawanda
Brooklyn Park,Minnesota,
U.S.A.
USA Credit is full of crap!!
#7Consumer Comment
Tue, July 27, 2004
USA called me at my home on a Monday evening saying that I'd been approved for a credit card with a $7500.00 credit line. I was very skeptical at first and I didn't understand how I could have been approved for a spending limit that high with no credit established. I kept asking the representative was it some kind of a scam.
He went on to tell me how USA Credit had been around for eleven years and so on and so forth. Eventually, I started to open up to them and give out personal information about myself like my social security number, bank routing number and account number. They told me that I had also been approved for an additional $5,000 as long as I would let them deduct a fee of $19.99 a month from my account.
Like a moron, I fell for it and gave them everything that they needed to get the ball rolling with my new credit card. After giving all the info. needed, the representative hung up in my face and I had to kepp trying to contact them back. They kept picking the phone up and disconnecting me at first. Eventually they answered the phone and gave me a bogus account number and said that I could begin my shopping online the next day.
When I went to the site that they had given me (www.USAshopping.com), I was asked for a username and password which I had not been given in the first place. I can no longer reach them.